FICTITIOUS BUSINESS NAME STATEMENT File No. 20260790 The following person(s) is (are) doing business as: FLAT FEE MORTGAGE, 1410 NOVENO AVE, SAN LUIS OBISPO, CA 93401, County of SAN LUIS OBISPO Registered owner(s): JHS LENDING SERVICES, INC., 1410 NOVENO AVE, SAN LUIS OBISPO, CA 93401 State of Incorporation/Organization: State of Incorporation: CALIFORNIA This business is conducted by a Corporation The registrant commenced to transact business under the fictitious business name or names listed above on N/A. I declare that all the information in this statement is true and correct. /S/ JUSTIN STEARNS, CEO JHS LENDING SERVICES, INC. This statement was filed with the County Clerk of San Luis Obispo County on 04/10/2026. CERTIFICATION: I hereby certify that this copy is a correct copy of the original statement on file in my office. Elaina Cano, County Clerk-Recorder By: ASCHULTZ, Deputy Clerk Statement expires five years from date of filing. New 4/26, 5/3, 5/10, 5/17/26 CNS-4036071# THE TRIBUNE IPL0333431 Apr 26,May 3,10,17 2026