Summons and Notice STATE OF SOUTH CAROLINA IN THE COURT OF COMMON PLEAS COUNTY OF YORK DOCKET NO. 2026CP4602636 Citigroup Mortgage Loan Trust 2021-RP4, Plaintiff, SUMMONS Deficiency Judgment Waived v. David J. Efird a/k/a David F. Efird a/k/a David T. Efird; Velocity Investments, LLC Defendant(s). (013225-03928) TO THE DEFENDANT(S), David J. Efird a/k/a David F. Efird a/k/a David T. Efird: YOU ARE HEREBY SUMMONED and required to appear and defend by answering the Complaint in this foreclosure action on property located at 417 Pickens Court, Rock Hill, SC 29730, being designated in the County tax records as TMS# 6271001033, of which a copy is herewith served upon you, and to serve a copy of your Answer on the subscribers at their offices, 1221 Main Street, 14th Floor, Post Office Box 100200, Columbia, South Carolina, 29202-3200, within thirty (30) days after the service hereof, exclusive of the day of such service; except that the United States of America, if named, shall have sixty (60) days to answer after the service hereof, exclusive of the day of such service; and if you fail to do so, judgment by default will be rendered against you for the relief demanded in the Complaint. TO MINOR(S) OVER FOURTEEN YEARS OF AGE AND/OR MINOR(S) UNDER FOURTEEN YEARS OF AGE AND THE PERSON WITH WHOM THE MINOR(S) RESIDES AND/OR TO PERSONS UNDER SOME LEGAL DISABILITY: YOU ARE FURTHER SUMMONED AND NOTIFIED to apply for the appointment of a Guardian Ad Litem to represent said minor(s) within thirty (30) days after the service of this upon you. If you fail to do so, application for such appointment will be made by the Plaintiff(s) herein. /s/R. Brooks Wright Rogers Townsend, LLC ATTORNEYS FOR PLAINTIFF John J. Hearn (SC Bar # 6635), John.Hearn@rogerstownsend.com Brian P. Yoho (SC Bar #73516), Brian.Yoho@rogerstownsend.com Jeriel A. Thomas (SC Bar #101400) Jeriel.Thomas@rogerstownsend.com Brooks Wright SC Bar #105195) Brooks.Wright@rogerstownsend.com 1221 Main Street, 14th Floor Post Office Box 100200 (29202) Columbia, SC 29201 (803) 744-4444 Columbia, South Carolina NOTICE TO THE DEFENDANTS ABOVE NAMED: YOU WILL PLEASE TAKE NOTICE that the Summons and Complaint, of which the foregoing is a copy of the Summons, were filed with the Clerk of Court for York County, South Carolina on July 28, 2026. /s/R. Brooks Wright Rogers Townsend, LLC ATTORNEYS FOR PLAINTIFF John J. Hearn (SC Bar # 6635), John.Hearn@rogerstownsend.com Brian P. Yoho (SC Bar #73516), Brian.Yoho@rogerstownsend.com Jeriel A. Thomas (SC Bar #101400) Jeriel.Thomas@rogerstownsend.com Brooks Wright SC Bar #105195) Brooks.Wright@rogerstownsend.com 1221 Main Street, 14th Floor Post Office Box 100200 (29202) Columbia, SC 29201 (803) 744-4444 Columbia, South Carolina IPL0374595 Sep 20,27,Oct 4 2026