NOTICE OF SALE 2024-CP-46-01382 BY VIRTUE of a decree heretofore granted in the case of: Vanderbilt Mortgage and Finance, Inc. against Michael Shane Joye, April Marie Joye, Synchrony Bank, and Onemain Financial Group, LLC, I, the undersigned Master in Equity for York County, will sell on January 5, 2026, at 11:00 a.m., or on another date, thereafter as approved by the Court, at the Moss Justice Center, 1675 York Highway in York, South Carolina, 29745, to the highest bidder, the following described property, to-wit: ALL that certain piece, parcel or tract of land, together with improvements thereon, if any, situate, lying, and being on the northeastern side of S.C. Highway 414, in Kings Mountain Township, York County, South Carolina, containing 1.70 acres, more or less, and being more particularly described as Tract 4, according to a plat of Burrell Road Estates, Section 2, prepared by Bradford M. Hucks & Son, RLS, dated August, 22, 1980, recorded in Plat Book 61, Page 197 in the Office of the Clerk of Court for York County, SC. Also includes a 2018 Cavalier mobile/manufactured home, VIN: CBG051464NCAB. Being the same property conveyed to Michael Shane Joye and April Marie Joye by deed of Bobbie Jean Joye, dated March 22, 2019 and recorded March 25, 2019 in Deed Book 17459 at Page 42. TMS No. 362-00-00-167 Property Address: 1554 Tom Joye Road, Clover, SC 29710 TERMS OF SALE: The successful bidder, other than the plaintiff, will deposit with the Master in Equity at conclusion of the bidding, five per cent (5%) of said bid, in cash or equivalent, as evidence of good faith, same to be applied to purchase price in case of compliance, but to be forfeited and applied first to costs and then to plaintiff's debt in the case of noncompliance. Should the successful bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions (at the risk of the said defaulting bidder). Should the Plaintiff, or one of its representatives, fail to be present at the time of sale, the property is automatically withdrawn from said sale and sold at the next available sales day upon the terms and conditions as set forth in the Judgment of Foreclosure and Sale or any Supplemental Order. The successful bidder will be required to pay for documentary stamps on the Deed and interest on the balance of the bid from the date of sale to the date of compliance with the bid at the rate of 9.7300%. THIS SALE IS SUBJECT TO ASSESSMENTS, COUNTY TAXES, EXISTING EASEMENTS, EASEMENTS AND RESTRICTIONS OF RECORD, AND OTHER SENIOR ENCUMBRANCES. No personal or deficiency judgment being demanded, the bidding will conclude at the fall of the gavel on the date of the sale. Compliance with the bid may be made immediately. NOTICE: The foreclosure deed is not a warranty deed. Interested bidders should satisfy themselves as to the quality of title to be conveyed by obtaining an independent title search well before the foreclosure sale date. Riley Pope & Laney, LLC Post Office Box 11412 Columbia, SC 29211 (803) 799-9993 Attorneys for Plaintiff 7455 IPL0296872 Dec 19,26,Jan 2 2026