IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION STATE OF NORTH CAROLINA COUNTY OF JOHNSTON 26SP000296-500 IN THE MATTER OF THE FORECLOSURE of a North Carolina Deed of Trust executed by Debra A. Hayes and Stacy S. Hayes dated June 11, 2018 in Book 5164, Page 936, in the Office of the Register of Deeds, Johnston County, North Carolina, Adam Gottsegen, Substitute Trustee NOTICE OF FORECLOSURE SALE Under and by virtue of the power of sale contained in that certain deed of trust executed by Debra A. Hayes and Stacy S. Hayes, dated June 11, 2018 to BB&T Collateral Service Corporation, Trustee, recorded in Book 5164, Page 936, Johnston County Registry, default having been made in payment of the indebtedness thereby secured and the necessary findings to permit foreclosure having been made by the Clerk of Superior Court of Johnston County, North Carolina, the undersigned Substitute Trustee will offer for sale at public auction to the highest bidder for cash at the Johnston County Courthouse, at 11:00 a.m. on October 7, 2026 the property conveyed in said deed of trust, the same lying and being in the County of Johnston and State of North Carolina, and more particularly described as follows: BEGINNING at a PK nail in the center of SR 1227, said stake being the Northwest corner for the 3.7 acre tract recorded in Book 816, page 592, and being a corner with Narron Allen, and runs as the road South 81 degrees 47 minutes 11 seconds East 198.59 feet to a PK nail that is set 1.6 feet North of the center of the road; thence leaving the road South 11 degrees 55 minutes 11 seconds West 255.73 feet to a long bolt; thence North 83 degrees 15 minutes 50 seconds West 183.71 feet to a 5/8 steel rod set in the Western line of the 3.7 acre tract; thence as the old line of 3.7 acres North 8 degrees 33 minutes 50 seconds East 259.94 feet to the point of BEGINNING and contains 1.13 acres more or less. This property has a street address of 785 Ivey Road, Benson, NC 27504 The address/location for the real property is as follows: 785 Ivey Road, Benson, NC 27504 The record owner(s) of the real property is: Debra A. Hayes and Stacy S. Hayes This sale will be made subject to: (1) all prior liens, encumbrances, easements, right-of- ways, restrictive covenants or other restrictions of record affecting the property; (2) property taxes and assessments for the year in which the sale occurs, as well as any prior years; (3) federal tax liens with respect to which proper notice was not given to the Internal Revenue Service; and (4) federal tax liens to which proper notice was given to the Internal Revenue Service and to which the right of redemptions applies. The property is being sold "as is"; neither the beneficiary of the deed of trust, nor the Substitute Trustee, makes any warranties or representations concerning the condition of the property being sold, nor does the undersigned make any warranties of title. The highest bidder will be responsible for the payment of revenue stamps payable to the Register of Deeds and the final court/auditing fees payable to the Clerk of Superior Court which are assessed on the high bid resulting from this foreclosure sale. The highest bidder will be required to make a cash deposit of five percent (5%) of the bid, or $750.00, whichever is greater, with the remaining balance to be paid on the day following the expiration of the applicable ten (10) day upset bid period. This the 18th day of August, 2026. NICHOLLS & CRAMPTON, P.A. /s/Adam M. Gottsegen Adam M. Gottsegen, Substitute Trustee P.O.Box18237 Raleigh, NC 27619 (919) 781- 1311 This communication is from a debt collector. The purpose of this communication is to collect a debt. IPL0367261 Sep 27,Oct 4 2026