JOINT NOTICE OF BRANCH OPENING Application of First-Citizens Bank & Trust Company, Raleigh, Wake County, North Carolina, for authority to establish a branch at 3255 E. Thousand Oaks Boulevard, Thousand Oaks, Ventura County, CA 91362, to be known as the Thousand Oaks branch has been filed with the Federal Deposit Insurance Corporation ("FDIC") and the North Carolina Commissioner of Banks ("NCCOB"). Concerning the FDIC, any person wishing to comment on this application may file his or her comments in writing with the regional director of the FDIC at its regional office located at Millennium in Midtown, 10 Tenth Street NE, Suite 900, Atlanta, GA 30309-3906, not later than June 6, 2026. The nonconfidential portions of the application are on file at the appropriate FDIC office and are available for public inspection during regular business hours. Photocopies of the nonconfidential portion of the application file will be made available upon request. Concerning the NCCOB, any interested person may submit written comments to the Commissioner of Banks, 4309 Mail Service Center, Raleigh, NC 27699-4309. The comment period on this application will end 14 days from the date of publication. The NCCOB will consider comments received within the comment period. The application will be processed in accordance with NCGS § 53C-6-15 and Article 17B of Chapter 53 of the General Statutes. IPL0339614 May 22 2026