PUBLIC NOTICE An application has been filed by First-Citizens Bank & Trust Company, a North Carolina chartered bank located in Raleigh, Wake County, North Carolina ("FCB"), for authority to establish 138 branches in the states of North Dakota, South Dakota, Wyoming, Nebraska, Kansas, Missouri, Oklahoma, Idaho, Minnesota, Oregon, and Illinois at the locations listed below in connection with FCB's proposed acquisition of the 138 branches from BMO Bank National Association. This application will be processed by the North Carolina Office of the Commissioner of Banks ("Commissioner of Banks") in accordance with G.S. 53C-6-15. FCB has also filed an application for the proposed acquisition of the 138 branches with the Federal Deposit Insurance Corporation under the Bank Merger Act at 12 U.S.C. 1828(c). (1) 9140 West Emerald, Boise, ID 83704; (2) 600 Sun Valley Road, Ketchum, ID 83340; (3) 1630 South Wells Avenue, Meridian, ID 83642; (4) 1313 Caldwell Boulevard, Nampa, ID 83651; (5) #2 Carlyle Plaza Drive, Belleville, IL 62221; (6) 1420 Ohio Street, Augusta, KS 67010; (7) 300 North Rock Road, Derby, KS 67037; (8) 400 West Front View Road, Dodge City, KS 67801; (9) 1301 East Kansas Avenue, Garden City, KS 67846; (10) 1200 Kansas Avenue, Great Bend, KS 67530; (11) 829 East 30th Avenue, Hutchinson, KS 67502; (12) 324 West 14th Street, Larned, KS 67550; (13) 11301 Nall Avenue, Leawood, KS 66211; (14) 8840 State Line, Leawood, KS 66206; (15) 6263 Nall Avenue, Mission, KS 66202; (16) 100 West 12th Street, Newton, KS 67114; (17) 15203 West 119th Street, Olathe, KS 66062; (18) 700 South Main, Ottawa, KS 66067; (19) 12080 Blue Valley Parkway, Overland Park, KS 66213; (20) 9400 Antioch Road, Overland Park, KS 66212; (21) 417 North Broadway, Pittsburg, KS 66762; (22) 402 North Walnut, Pittsburg, KS 66762; (23) 7225 Renner Road, Shawnee, KS 66217; (24) 6333 Long Street, Shawnee, KS 66216; (25) 21900 Shawnee Mission Parkway, Shawnee, KS 66226; (26) 3055 North Rock Road, Wichita, KS 67226; (27) 255 North Main Street, Wichita, KS 67202; (28) 2123 North Maize Road, Wichita, KS 67212; (29) 1113 Main Street, Winfield, KS 67156; (30) 412 East Main Street, Ada, MN 56510; (31) 1302 Atlantic Avenue, Benson, MN 56215; (32) 408 Minnesota Avenue, Breckenridge, MN 56520; (33) 14 Central Ave South, Elbow Lake, MN 56531; (34) 120 North Mill Street, Fergus Falls, MN 56537; (35) 323 North Norman Street, Ivanhoe, MN 56142; (36) 204 Main Street, Lakefield, MN 56150; (37) 65 East Broadway, Little Falls, MN 56345; (38) 1410 East College Drive, Marshall, MN 56258; (39) 123 North Jefferson Street, Minneota, MN 56264; (40) 214 Atlantic Avenue, Morris, MN 56267; (41) 201 West James Street, Paynesville, MN 56362; (42) 203 Tenth Street, Windom, MN 56101; (43) 1027 Fourth Avenue, Worthington, MN 56187; (44) 1060 Jeffco Boulevard, Arnold, MO 63010; (45) 3121 South 7 Hwy, Blue Springs, MO 64014; (46) 3095 Clarkson Road, Chesterfield, MO 63017; (47) 700 Corporate Park Dr, Clayton, MO 63105; (48) 355 Corporate Park Dr, Clayton, MO 63105; (49) 9206 Watson Road, Crestwood, MO 63126; (50) 10911 Olive Boulevard, Creve Coeur, MO 63141; (51) 13205 Manchester Road, Des Peres, MO 63131; (52) 4610 South Noland Road, Independence, MO 64055; (53) 18931 E. Valley View Pkwy, Independence, MO 64055; (54) 5245 Northwest 64th Street, Kansas City, MO 64151; (55) 800 West 47th Street, Kansas City, MO 64112; (56) 1201 North West Briarcliff Parkway, Kansas City, MO 64116; (57) 100 Southwest Hwy 150, Lees Summit, MO 64082; (58) 700 Northeast State Route 291, Lees Summit, MO 64086; (59) 850 South State Route 291, Liberty, MO 64068; (60) 105 North Stewart Court Suite 100, Liberty, MO 64068; (61) 3001 Winghaven Boulevard, O'Fallon, MO 63368; (62) 4305 Frederick Boulevard, St. Joseph, MO 64506; (63) 2301 South Kingshighway Boulevard, St. Louis, MO 63110; (64) 4210 Kings Hwy, St. Louis, MO 63109; (65) 5256 South Lindbergh, St. Louis, MO 63126; (66) 603 Locust Street, St. Louis, MO 63101; (67) 3701 South Lindbergh Boulevard, Sunset Hills, MO 63127; (68) 115 Central Avenue South, Beach, ND 58621; (69) 150 West Villard Street, Dickinson, ND 58601; (70) 4001 13th Avenue Southwest, Fargo, ND 58103; (71) 50 Wiley Avenue, Lidgerwood, ND 58053; (72) 224 Butte Avenue, Alliance, NE 69301; (73) 120 West 2nd Street, Alliance, NE 69301; (74) 633 North 6th Street, Beatrice, NE 68310; (75) 4009 Twin Creek Drive, Bellevue, NE 68123; (76) 10th & Main Street, Bridgeport, NE 69336; (77) 210 West 3rd Street, Chadron, NE 69337; (78) 2714 23rd Street, Columbus, NE 68601; (79) 1330 East 23rd Street, Fremont, NE 68025; (80) 205 North Main Street, Gordon, NE 69343; (81) 3301 West State Street, Grand Island, NE 68803; (82) 4407 Second Avenue, Kearney, NE 68847; (83) 8125 South 84th Street, La Vista, NE 68128; (84) 5225 O Street, Lincoln, NE 68510; (85) 2103 South 16th Street, Lincoln, NE 68502; (86) 5700 Village Boulevard, Lincoln, NE 68516; (87) 602 Norfolk Avenue, Norfolk, NE 68701; (88) 301 West 4th Street, North Platte, NE 69101; (89) 4724 South 24th Street, Omaha, NE 68107; (90) 13737 Q Street, Omaha, NE 68137; (91) 18102 Wright Street, Omaha, NE 68130; (92) 8707 West Center Road, Omaha, NE 68124; (93) 16808 Harrison Street, Omaha, NE 68136; (94) 5901 Northwest Radial Highway, Omaha, NE 68104; (95) 3520 North 90th Street, Omaha, NE 68134; (96) 1921 Harney Street, Omaha, NE 68102; (97) 339 North Saddle Creek Road, Omaha, NE 68131; (98) 13220 California Street, Omaha, NE 68154; (99) 13506 West Maple Road, Omaha, NE 68164; (100) 402 North Main Street, Valentine, NE 69201; (101) 606 East Main, Ada, OK 74820; (102) 321 North Commerce, Ardmore, OK 73401; (103) 421 East Main, Cushing, OK 74023; (104) 1101 North Santa Fe Avenue, Edmond, OK 73003; (105) 701 West Broadway, Enid, OK 73701; (106) 1201 South Air Depot Boulevard, Midwest City, OK 73110; (107) 1600 Southwest 89th Street, Oklahoma City, OK 73159; (108) 5757 Northwest Expressway, Oklahoma City, OK 73132; (109) 5603 North Pennsylvania, Oklahoma City, OK 73112; (110) 12000 North Pennsylvania Avenue, Oklahoma City, OK 73120; (111) 1907 North Milt Phillips, Seminole, OK 74868; (112) 6100 East 51st Street, Tulsa, OK 74135; (113) 3549 South Peoria Avenue, Tulsa, OK 74105; (114) 505 Sunset Drive, Ontario, OR 97914; (115) 135 Main Street, Corsica, SD 57328; (116) 104 North Exene Street, Gettysburg, SD 57442; (117) 76 3rd Street Southwest, Huron, SD 57350; (118) 214 Main Street, Lemmon, SD 57638; (119) 403 Main Street, Platte, SD 57369; (120) 26 East Seventh Avenue, Redfield, SD 57469; (121) 15 East Main Street, Vermillion, SD 57069; (122) 440 Budd Avenue, Big Piney, WY 83113; (123) 300 South Wolcott, Casper, WY 82601; (124) 1515 Dell Range Boulevard, Cheyenne, WY 82009; (125) 2200 East Lincolnway, Cheyenne, WY 82001; (126) 1130 Sheridan Avenue, Cody, WY 82414; (127) 240 South 4th Street, Douglas, WY 82633; (128) 848 Main Street, Evanston, WY 82930; (129) 10 Shoshone Avenue, Green River, WY 82935; (130) 160 West Pearl Street, Jackson, WY 83001; (131) 801 Pine Avenue, Kemmerer, WY 83101; (132) 303 Main Street, Lander, WY 82520; (133) 222 Garfield Street, Laramie, WY 82070; (134) 231 South Main Street, Lusk, WY 82225; (135) 123 East Main Street, Riverton, WY 82501; (136) 302 North First Street, Saratoga, WY 82331; (137) 2 North Main Street, Sheridan, WY 82801; and (138) 611 Ninth Street, Wheatland, WY 82201. The public is invited to submit written comments on this application to the Commissioner of Banks, 4309 Mail Service Center, Raleigh, North Carolina 27699-4309. The comment period for this application will end 14 days from the date of this publication. The Commissioner of Banks will consider written comments received within the comment period. IPL0295540 Dec 5 2025