Notice of Application to Establish a Branch of a State Member Bank United Community Bank, 200 East Camperdown Way, Greenville South Carolina, 29601, intends to apply to the Federal Reserve Board for permission to establish a branch at 5880–5884 Sunset Drive, South Miami, Florida 33143 (Miami-Dade County). The Federal Reserve considers a number of factors in deciding whether to approve the application including the record of performance of applicant banks in helping to meet local credit needs. You are invited to submit comments in writing on this application to the Federal Reserve Bank of Richmond, P.O. Box 27622, Richmond, VA 23261. Comments can also be sent electronically to comments.applications@rich.frb.org. The comment period will not end before December 17, 2025. The Board's procedures for processing applications may be found at 12 C.F.R. Part 262. Procedures for processing protested applications may be found at 12 C.F.R. 262.25. To obtain a copy of the Federal Reserve Board's procedures, or if you need more information about how to submit your comments on the application, contact Brent B. Hassell, Assistant Vice President, at (804) 697-2633. The Federal Reserve will consider your comments and any request for a public meeting or formal hearing on the application if they are received in writing by the Reserve Bank on or before the last day of the comment period. IPL0293634 Dec 2 2025