T.S. No.: 2607080522-5 Loan No.: 5279976000 Order No. 95534250 NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/20/2019. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cashier's check drawn on a state or national bank, cashier's check drawn by a state or federal credit union, or a cashier's check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. No cashier's checks older than 60 days from the day of sale will be accepted.   Trustor: Bhupinder K. Sahota, also known as Bhupinder Kaur Sahota, also known as Bhupinder Sahota Duly Appointed Trustee: Mortgage Lender Services Recorded 3/27/2019 as Instrument No. 2019008617 in book n/a, page n/a of Official Records in the office of the Recorder of Merced County, California, Date of Sale: 11/18/2026 at 12:30 PM Place of Sale: At the West 21st Street entrance to the Merced County Courts Building, 627 21st Street, Merced, CA 95340 Amount of unpaid balance and other charges: $1,616,915.41 (estimated) * Street Address or other common designation of real property: Vacant Land & 11159 W. Peach Avenue Livingston, CA 95334 Legal Description: PLEASE SEE ATTACHED EXHIBIT "A" EXHIBIT "A" Legal Description Parcel One: Lots 18 And 19 As Shown On The Map Entitled "Map Of Arundel Colony No. 2" Filed For Record April 21, 1909 In Book 4 Of Maps, Page 15, Merced County Records. Also All Right, Title And Interest In And To The West Half Of The County Road Lying Adjacent To The East Line Of The Above Described Property. Parcel Two: That Certain Parcel Of Land Described In Exhibit "A" To Certificate Of Compliance No. 13-005 Recorded March 22, 2013, Instrument No. 2013-010824, Of Official Records, Described As Follows: The West One-Half Of Lot 20, As Shown On The Map Entitled "Map Of Arundel Colony No. 2" Filed For Record April 21, 1909 In Book 4 Of Maps, Page 15, Merced County Records. Except Therefrom The Following: Commencing At The Point Of Intersection Of The Center Line Of Olive Avenue And The Center Line Of Haley Road; Thence Along The Center Of Olive Avenue South 89° 41' 50" East 1320 Feet To The True Point Of Beginning; Thence From The True Point Of Beginning, North 0° 24' 10" East 660.0 Feet To A Point; Thence South 89° 41' 50" East 330.0 Feet To A Point; Thence South 0° 24' 10" West 660.0 Feet To A Point; Thence North 89° 41' 50" West 330.00 Feet To The Point Of Beginning. Parcel Three: That Certain Parcel Of Land Identified As Adjusted Area "A" In Certificate Of Compliance No. 95-29 Recorded June 9, 1995, Instrument No. 18057, In Book 3362, Page 134, Of Official Records, Described As Follows: Being All Of Parcel 1 As Shown On Parcel Map For Morimoto Family Inc. Filed For Record In Book 79 Of Parcel Maps, Pages 13 And 14, Merced County Records, And A Portion Of Lot 31 As Shown On Map Of Yamato Colony No. 1, Filed For Record In Book 3 Of Official Plats, Page 31, Merced County Records, Described As Follows: Beginning At The Northwest Corner Of Said Parcel 1; Thence South 89° 40' 31" East 659.88 Feet, Along The Northerly Line Of Said Parcel 1, To The Northeast Corner Of Said Parcel 1; Thence South 0° 57' 49" West 1289.75 Feet Along The Easterly Line Of Said Parcel 1 To The Southeast Corner Of Said Parcel 1, Also Being The Northeast Corner Of Said Lot 31; Thence Along The Northerly Right-Of-Way Line Of Merced Irrigation District Lateral Known As Wakefield Lateral, The Following Courses: South 44° 46' 37" West 133.40 Feet; South 56° 02' 22" West 82.64 Feet; South 82° 26' 33" West 71.99 Feet; North 75° 08' 40" West 123.24 Feet; North 59° 25' 01" West 131.42 Feet To A Point On The Easterly Line Of Parcel 1 As Described In Deed To Jesse Y. Matsumoto And Carol M. Matsumoto Recorded In Book 1889, Page 983, Of Official Records; Thence Leaving Said Northerly Lateral Right-Of-Way Line North 0° 57' 04" East 54.46 Feet Along Said Easterly Line Parcel 1 To A Point On The Northerly Line Of Said Lot 31; Thence South 89° 40' 53" West 194.51 Feet Along Said Northerly Line, Also Being The Southerly Line Of Said Parcel 1 As Shown On Said Parcel Map, To The Southwest Corner Of Said Parcel 1 As Shown On Said Parcel Map; Thence North 0° 56' 26" East 1289.81 Feet, Along The Westerly Line Of Said Parcel 1 As Shown On Said Parcel Map To Point Of Beginning. Except Therefrom An Undivided One-Half Interest In And To All Oil, Gas And Other Hydro-Carbon Substances In Place In And Under A Portion Of Said Land As Conveyed To Mortgage Guarantee Company, A Corporation, By Deed Recorded February 25, 1938 In Book 566, Page 91, Of Official Records, Which Provides As Follows: Together With The Exclusive Right To Enter Into And Upon All Of Said Land For The Purpose Of Extracting And Removing The Oil And Gas Therefrom And All Easements And Rights Of Way, Including Pipe Line Easements In, Over And Across All Of Said Land Necessary To Conveniently Extract And Remove The Oil And Gas Therefrom. Parcel Four: Parcel 2 As Shown On Parcel Map For Morimoto Family Inc. Filed For Record In Book 79 Of Parcel Maps, Pages 13 And 14, Merced County Records, Being A Portion Of Lot 26 As Shown On Map Of Yamato Colony No. 1 Filed For Record In Book 3 Of Official Plats, Page 31, Merced County Records. Except Therefrom An Undivided One-Half Interest In And To All Oil, Gas And Other Hydro-Carbon Substances In Place In And Under Said Land As Conveyed To Mortgage Guarantee Company, A Corporation, By Deed Recorded February 25, 1938 In Book 566, Page 91, Of Official Records, Which Provides As Follows: Together With The Exclusive Right To Enter Into And Upon All Of Said Land For The Purpose Of Extracting And Removing The Oil And Gas Therefrom And All Easements And Rights Of Way, Including Pipe Line Easements In, Over And Across All Of Said Land Necessary To Conveniently Extract And Remove The Oil, And Gas Therefrom. Parcel Five: Lots 57, 64, And 68 According To Map Entitled "Hunter Colony" Filed For Record April 21, 1910 In Book 4 Of Maps, Page 27, Merced County Records. Except Therefrom All That Portion As Conveyed To The State Of California By Deed Recorded June 6, 2003, Instrument No. 2003-035752, Of Official Records. Parcel Six: Lots 3d, 4d, And 7d As Shown On The Map Entitled "Map Of Wood's Arena Subdivision" Filed For Record April 19, 1909 In Book 4 Of Maps, Page 14, Merced County Records, Less A Portion Of Lot 3d As Shown On The Map Entitled "Map Of Wood's Arena Subdivision" Filed For Record April 19, 1909 In Book 4 Of Maps, Page 14, Merced County Records, Situated In The Northeast One Quarter Of Section 31, Township 6 South, Range 12 East, Mount Diablo Base And Meridian, Described As Follows: Beginning At A Point Marking The Intersection Of The South Line Of Peach Avenue With The Southwesterly Line Of The Central Pacific Railroad Company's 100 Foot Right Of Way, Said Point Also Lying South 89° 23' 07" West 943.19 Feet From The Northeast Corner Of Said Northeast One Quarter Of Section 31; Thence Along Said Southwesterly Line Of 100 Foot Right Of Way South 65° 24' East 961.92 Feet; Thence From A Tangent That Bears South 51° 38' 11" West, Along A Curve Concave To The North Having A Radius Of 88.00 Feet Through An Angle Of 62° 27' 49", A Distance Of 96.71 Feet; Thence North 62° 27' 40" West 156.29 Feet; Thence North 65° 24' West 715.24 Feet; Thence Along A Curve Concave To The South, Having A Radius Of 480 Feet Through An Angle Of 24° 00', A Distance Of 201.06 Feet To Said South Line Of Peach Avenue; Thence Along Said South Line, South 89° 24' East 200.34 Feet To The Point Of Beginning. Also Except Therefrom All That Portion As Conveyed To The State Of California By Deed Recorded June 6, 2003, Instrument No. 2003-035749, Of Official Records. Also Except Therefrom All That Portion As Condemned To The State Of California By Final Order For Condemnation No. 148235 Recorded December 6, 2006, Instrument No. 2006-082529, Of Official Records. Also Except Therefrom An Undivided One Half Interest Of All Oil, Gas, Petroleum, Naptha And Other Hydrocarbon Substances And Minerals Of Whatsoever Kind And Nature, In Upon Or Beneath The Property Hereinabove Described, Together With The Right Of Entry And All Other Rights, As Excepted And Reserved By N. G. Sheesley, Et Al, In That Certain Deed Recorded April 8, 1966, Instrument No. 6405, In Book 1714, Page 278, Of Official Records. Parcel Seven: Lots 62, 63, 67, And 69 Of Hunter Colony According To Map Of Hunter Colony Filed For Record April 21, 1910 In Book 4 Of Maps, Page 27, Merced County Records. Except From Said Lot 62 The Following: Beginning At The Intersection Of The Southern Pacific Right Of Way And The Westerly Line Of The Arena Road At The Northeast Corner Of Lot 62; Thence Southeasterly On The Easterly Line Of Lot 62, 200 Feet; Thence Northwesterly 400 Feet On A Line Parallel To The Southern Pacific Right Of Way; Thence Northerly Parallel To The Easterly Line Of Said Lot 62, 200 Feet To The Southern Pacific Right Of Way; Thence Southeasterly 400 Feet Along The Line Of The Southern Pacific Right Of Way To The Point Of Beginning. Except From Lots 62 And 63 The Following: Beginning At A Point On The Northeasterly Line Of Said Lot 62 Of Said Hunter Colony, Distant 400 Feet Northwesterly Along Said Northeasterly Line From The Northeast Corner Of Said Lot And Running Thence North 65° 20' West Along The Northeasterly Line Of Lots 62 And 63, 1025.36 Feet To The Northwest Corner Of Said Lot 63; Thence South 0° 43' West Along The West Line Of Lot 63, 191.3 Feet; Thence South 65° 20' East 981.60 Feet; Thence South 00° 43' West 52.46 Feet; Thence South 65° 20' East 443.76 Feet To A Point In The West Line Of The County Road; Thence North 0° 43' East Along The West Line Of Said County Road 43.76 Feet; Thence North 65° 20' West 400 Feet; Thence North 0° 43' East 200 Feet To The Point Of Beginning. Also Except Therefrom All That Portion As Conveyed To The State Of California By Deed Recorded June 6, 2003, Instrument No. 2003-035752, Of Official Records. Parcel Eight: Lots 56 And 65 According To Map Entitled "Map Of Hunter Colony" Filed For Record April 21, 1910 In Book 4 Of Maps, Page 27 Merced County Records. Except Therefrom All That Portion As Conveyed To The State Of California By Deed Recorded June 6, 2003, Instrument No. 2003-035751, Of Official Records. Also Except Therefrom All That Portion As Condemned To The State Of California By Final Order For Condemnation No. 148235 Recorded December 6, 2006, Instrument No. 2006-082529, Of Official Records. Parcel Nine: Lot 66 According To Map Entitled "Map Of Hunter Colony" Filed For Record April 21, 1910 In Book 4 Of Maps, Page 27 Merced County Records. Except Therefrom All That Portion As Conveyed To The State Of California By Deed Recorded June 6, 2003, Instrument No. 2003-035750, Of Official Records. APN(S): 052-110-042-000 // 052-110-043-000 // 052-110-022-000 // 143-030-016-000 // 143-030-014-000 // 143-210-077-000 // 143-210-051-000 // 143-210-055-000 // 143-190-007-000 // 143-210-053-000 // 143-210-052-000 // 143-210-056-000 // 143-210-054-000 // 143-210-093-000 // 143-210-092-000 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. *The debt is additional secured by Deed of Trust recorded on 3/27/2019 as Instrument No. 2019-0014652 in the Official Records of Tulare County. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet website www.nationwideposting.com, using the file number assigned to this case 2607080522-5. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. NOTICE TO TENANT: You may have a right to purchase this property after the trustee auction pursuant to Section 2924m of the California Civil Code. If you are an "eligible tenant buyer," you can purchase the property if you match the last and highest bid placed at the trustee auction. If you are an "eligible bidder," you may be able to purchase the property if you exceed the last and highest bid placed at the trustee auction. There are three steps to exercising this right of purchase. First, 48 hours after the date of the trustee sale, you can call (916) 939-0772, or visit this internet website www.nationwideposting.com, using the file number assigned to this case 2607080522-5 to find the date on which the trustee's sale was held, the amount of the last and highest bid, and the address of the trustee. Second, you must send a written notice of intent to place a bid so that the trustee receives it no more than 15 days after the trustee's sale. Third, you must submit a bid so that the trustee receives it no more than 45 days after the trustee's sale. When submitting funds for a bid subject to Section 2924m, please make the funds payable to "Total Lender Solutions, Inc. Holding Account". If you think you may qualify as an "eligible tenant buyer" or "eligible bidder," you should consider contacting an attorney or appropriate real estate professional immediately for advice regarding this potential right to purchase. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a trustee's deed upon sale will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5 Date: 10/13/2026 Mortgage Lender Services 7844 Madison Avenue #145 Fair Oaks, CA 95628 Phone: 916-962-3453 Sale Line: (916) 939-0772 BY: Lauren Meyer, Vice President   NPP0496087 To: MERCED SUN STAR 10/21/2026, 10/28/2026, 11/04/2026 IPL0382476 Oct 21,28,Nov 4 2026