Lead Bank Community Reinvestment Act Strategic Plan Public Notice Community Reinvestment Act (CRA) regulations require a Bank that has developed a Strategic Plan to publish notice of the Plan and solicit formal written public comment for at least 30 days. In accordance with this requirement, Lead Bank hereby provides notice to the public of its plan to submit a three-year CRA strategic plan to the Federal Deposit Insurance Corporation (FDIC). Written comments from the public pertaining to the Strategic Plan are encouraged. To obtain a copy of the Bank's Strategic Plan at no charge to the requesting party, please visit either Lead Bank location or contact Amy King, CRA officer, by email at cra@lead.bank. All written comments regarding the plan should be directed to Amy King at the email address listed above. Comments and suggestions will be accepted until November 1, 2026. Lead Bank will review all received and incorporate suggestions to the Bank's Plan at its discretion. The Bank received a Satisfactory rating on its last CRA performance evaluation under the Strategic Plan exam procedures in January 2023. A copy of the most recent examination Performance Evaluation is available upon request. IPL0378146 Oct 1 2026