PUBLICATION NOTICE TO CREDITORS AND DEPOSITORS OF SMALL BUSINESS BANK LENEXA, KANSAS On July 17, 2026 (the “Closing Date”), the Kansas Office of the State Bank Commissioner closed SMALL BUSINESS BANK, LENEXA, KS (the "Failed Institution") and appointed the Federal Deposit Insurance Corporation (the “FDIC”) as Receiver (the “Receiver”) to handle all matters relating to the Failed Institution. TO THE CREDITORS OF THE FAILED INSTITUTION All CREDITORS having claims against the Failed Institution must submit their claims either electronically or in writing, together with proof of the claims, to the Receiver on or before November 12, 2026 (the "Claims Bar Date"). Claims can be submitted electronically via the Failed Bank Customer Service Center (“FBCSC”) at https://resolutions.fdic.gov/fbcsc/s/. To submit a claim via mail, you can obtain an official Proof of Claim form and instructions at https://www.fdic.gov/forms-and-documents/deposit-claims-asset-sales or by emailing NonDepClaimsDal@fdic.gov. The completed Proof of Claim form and supporting documents can be submitted electronically through the FBCSC, emailed to NonDepClaimsDal@fdic.gov, or mailed to the following address: FDIC as Receiver of SMALL BUSINESS BANK 600 Pearl Street, Suite 700, Dallas, TX 75201 Attention: Creditor Claims Agent Under federal law, 12 U.S.C. Section 1821(d)(5)(C), failure to file a claim on or before the Claims Bar Date will result in the Receiver disallowing the claim. The disallowance is final. NOTE TO CLASS CLAIMANTS: By law, the Receiver will not accept a claim filed on behalf of a proposed class of individuals or entities or a class of individuals or entities certified by a court. EACH individual or entity must file a separate claim with the Receiver. TO THE DEPOSITORS OF THE FAILED INSTITUTION The FDIC, which insures your deposits in its corporate capacity, arranged for the transfer of substantially all deposits (“Deposits”)— including the uninsured amounts at the Failed Institution—to another insured depository institution, The Farmers State Bank of Oakley, Kansas (the “New Institution”). This arrangement should minimize any inconvenience resulting from the closing of the Failed Institution. The full amount of all Deposits was assumed by the New Institution. If you disagree with the FDIC’s determination of your insurance coverage as represented by the account(s) made available at the New Institution, you may request a review of the FDIC’s determination in the United States District Court where the Failed Institution was located. You must request this review no later than 60 days after the date on which your Deposits became available to you at the New Institution. Requesting a review will not prevent you from using the funds in your new account. You may leave your Deposits in the New Institution, but you must take action to claim ownership of your Deposits. Under federal law (Unclaimed Deposits Amendments Act of 1993, 12 U.S.C. Section 1822(e), you must claim ownership of your Deposits at The Farmers State Bank of Oakley, Kansas within eighteen (18) months from the Closing Date, which is January 18, 2028. You may claim your Deposits at The Farmers State Bank of Oakley, Kansas, by taking any one of the following actions. If you have more than one deposit account, your action will automatically claim your deposits for all accounts. 1. Make a deposit to or withdrawal from your account(s), including writing a check on any account, automatic direct deposits, or automatic withdrawals. 2. Execute a new signature card on your account(s), enter into a new deposit agreement with the New Institution, change the ownership on your account(s), or renegotiate the terms of your certificate of deposit account(s). 3. Provide the New Institution with a completed change of address form. 4. Write to the New Institution at the address below and ask that your account(s) remain active. In your letter, include the type of the account(s): checking, savings, money market, etc., the name(s) on the account(s), the account number(s), and the signature of an authorized signer on the account(s), with your name and address. The Farmers State Bank of Oakley, Kansas 100 Center Ave Oakley, KS 67748 Official Items issued by the Failed Institution, such as cashier’s checks, dividend checks, interest checks, expense checks, and money orders are considered Deposits and must also be claimed within 18 months from the Closing Date by cashing or depositing the official item. If you do not claim ownership of your Deposits at the New Institution by January 18, 2028, federal law requires these unclaimed deposits be transferred to the State’s Unclaimed Property Division, according to your address listed with the Failed Institution. If your address is outside of the United States, the FDIC will deliver your unclaimed deposits to the State in which the Failed Institution had its main office. If the state accepts custody of your Deposits, you will have ten years to claim your Deposits from the State’s Unclaimed Property Division according to the state’s unclaimed property laws. If you do not claim your Deposits from the State within the ten-year period, federal law prohibits you from claiming your Deposits. If the State does not take custody of your Deposits, after the 18-month period, you may claim your Deposits from the FDIC until the receivership is terminated. A receivership can be terminated at any time. Once the receivership terminates, you will not be able to claim your Deposits.