Notice of Application to Transfer Insured Deposits Notice is hereby given that First Federal Bank of Kansas City, 1255 SE Oldham Parkway, Lees Summit, Missouri 64081 has submitted an application (the "Application") to the Federal Deposit Insurance Corporation for permission to acquire certain assets and liabilities of Stearns Bank National Association, 4191 2nd St S, Saint Cloud, Minnesota 56301. Any person wishing to comment on the Application may file his or her comments in writing with the Regional Director of the Federal Deposit Insurance Corporation at its Regional Office located at 1100 Walnut St, Suite 2100 Kansas City, Missouri 64106-2180, not later than February 17, 2026. The non-confidential portions of the Application are on file in the Regional Office and are available for public inspection during regular business hours. Photocopies of the non-confidential portion of the Application files will be made available upon request. IPL0305888 Jan 18,30,Feb 12 2026