CRA Strategic Plan Public Notice First Century Bank, N.A. (FCB), located at 1731 N. Elm St.,Commerce, GA 30529, with an additional branch located at 2 Park Lane, Ste 300, Hilton Head Island, SC 29928, is seeking comment for its 2027-2031 Community Reinvestment Act (CRA) Strategic Plan. Regulations require a bank that has developed a CRA Strategic Plan to publish notice of the plan and solicit formal written public comment for at least a 30 day period. In conformance with this requirement, FCB herby provides public notice of its plan to submit a five year CRA Strategic Plan to the Office of the Comptroller of the Currency (OCC). Written comments from the public concerning the CRA Strategic are encouraged. To obtain a copy of the FCB CRA Strategic Plan at no charge to the requesting party, individuals may request a copy by mail or phone (by contacting Anna Beck 706-335-8275). All written requests to obtain a copy of the CRA Strategic Plan or to provide comments regarding the plan should be directed to: First Century Bank ATTN: Compliance Dept. P.O. Box 210 Commerce, GA 30529 Comments regarding the plan may also be submitted to compliance@ compliance@myfcbusa.com IPL0352351 Jun 29,Jul 6,13,20 2026