SUMMONS AND NOTICE OF FILING COMPLAINT STATE OF SOUTH CAROLINA COUNTY OF BEAUFORT IN THE COURT OF COMMON PLEAS CIVIL ACTION NO. 2025CP0701000 Grow Financial Federal Credit Union, Plaintiff, vs. Pedro S. Toruno, Defendant. TO THE DEFENDANT ABOVE NAMED: YOU ARE HEREBY SUMMONED and required to answer the Complaint in the above entitled action, a copy of which is herewith served upon you, and to serve a copy of your answer upon the undersigned at their office, Post Office Box 5977, Columbia, South Carolina 29250, within thirty (30) days after service hereof, exclusive of the day of such service, and if you fail to answer the Complaint within the time aforesaid, or otherwise appear and defend, the Plaintiff in this action will apply to the Court for the relief demanded therein, and judgment by default will be rendered against you for the relief demanded in the Complaint. NOTICE IS HEREBY GIVEN that the original Complaint in the above entitled action was filed in the Office of the Clerk of Court for Beaufort County on April 16, 2025. SHERPY & JONES, P.A. By: s/Christy C. Jones Attorneys for Plaintiff Columbia, South Carolina IPL0299069 Dec 17,24,31 2025