SUMMONS AND NOTICES STATE OF SOUTH CAROLINA COUNTY OF BEAUFORT IN THE COURT OF COMMON PLEAS CASE NO. 2025-CP-07-02577 Reliance First Capital, LLC, PLAINTIFF, VS. James W. Reedy a/k/a James William Reedy, and if he be deceased, any Heirs-at-Law or Devisees of the Estate of James W. Reedy a/k/a James William Reedy, Deceased, their heirs or devisees, successors and assigns, and all other persons entitled to claim through them; all unknown persons with any right, title or interest in the real estate described herein; also any persons who may be in the military service of the United States of America, being a class designated as John Doe; any unknown minors or persons under a disability being a class designated as Richard Roe; and Cypress Ridge Master Association, Inc., DEFENDANT(S). TO ALL THE DEFENDANTS ABOVE-NAMED: YOU ARE HEREBY SUMMONED and required to appear and defend by answering the Complaint in this action, of which a copy is herewith served upon you, and to serve a copy of your Answer on the subscribers at their offices, 1800 St. Julian Place, Suite 407, Columbia, SC 29204 or P.O. Box 2065, Columbia, SC 29202, within thirty (30) days after the service hereof, exclusive of the day of such service; except that the United States of America, if named, shall have sixty (60) days to answer after the service hereof, exclusive of the day of such service; and if you fail to do so, judgment by default will be rendered against you for the relief demanded in the Complaint. YOU WILL ALSO TAKE NOTICE that should you fail to Answer the foregoing Summons, the Plaintiff will move for a general Order of Reference of this cause to the Master-In-Equity or Special Referee for Beaufort County, which Order shall, pursuant to Rule 53 (e) of the South Carolina Rules of Civil Procedure, specifically provide that the said Master-In-Equity or Special Master is authorized and empowered to enter a final judgment in this cause. TO MINOR(S) OVER FOURTEEN YEARS OF AGE AND/OR MINOR(S) UNDER FOURTEEN YEARS OF AGE AND THE PERSON WITH WHOM THE MINOR(S) RESIDES AND/OR TO PERSONS UNDER SOME LEGAL DISABILITY: YOU ARE FURTHER SUMMONED AND NOTIFIED to apply for the appointment of a Guardian Ad Litem within thirty (30) days after the service of this Summons and Notice upon you. If you fail to do so, Plaintiff will apply to have the appointment of the Guardian ad Litem Nisi, Kelley Yarborough Woody, made absolute. NOTICE TO THE ABOVE-NAMED DEFENDANTS: YOU WILL PLEASE TAKE NOTICE that the Summons and Complaint, of which the foregoing is a copy of the Summons, were filed with the Clerk of Court for Beaufort County, South Carolina on October 20, 2025. PLEASE TAKE NOTICE that the order appointing Kelley Yarborough Woody, whose address is PO Box 6432, Columbia, SC 29260, as Guardian Ad Litem Nisi for all persons whomsoever herein collectively designated as Richard Roe, defendants herein whose names and addresses are unknown, including any thereof who may be minors, incapacitated, or under other legal disability, whether residents or non-residents of South Carolina; for all named Defendants, addresses unknown, who may be infants, incapacitated, or under a legal disability; for any unknown heirs-at-law of James W. Reedy a/k/a James William Reedy, including their heirs, personal representatives, successors and assigns, and all other persons entitled to claim through them; and for all other unknown persons with any right, title, or interest in and to the real estate that is the subject of this foreclosure action, was filed in the Office of the Clerk of Court for Beaufort County on the 14th day of November, 2025. YOU WILL FURTHER TAKE NOTICE that unless the said Defendants, or someone in their behalf or in behalf of any of them, shall within thirty (30) days after service of notice of this order upon them by publication, exclusive of the day of such service, procure to be appointed for them, or any of them, a Guardian Ad Litem to represent them or any of them for the purposes of this action, the Plaintiff will apply for an order making the appointment of said Guardian Ad Litem Nisi absolute. AMENDED LIS PENDENS NOTICE IS HEREBY GIVEN that an action has been commenced by the Plaintiff above named against the Defendant(s) above named for the foreclosure of a certain mortgage given by James W. Reedy to Mortgage Electronic Registration Systems, Inc. as nominee for Reliance First Capital, LLC, dated June 13, 2022, recorded June 23, 2022, in the Office of the Clerk of Court/Register of Deeds for Beaufort County, in Book 4158 at Page 453; thereafter, said Mortgage was assigned to Reliance First Capital, LLC by assignment instrument dated October 17, 2025 and recorded October 20, 2025 in Book 4475 at Page 1389. The description of the premises is as follows: All that certain piece, parcel or lot of land, situate, lying and being in Bluffton Township, Beaufort County, South Carolina, designated as Lot 103 on a plat entitled "Cypress Ridge Phase 1," prepared by Boyce L. Young, SCRLS No. 11079, Thomas & Hutton Engineering Co., dated September 20, 2005, further revised on May 17, 2006 and recorded on June 14, 2006 in Plat Book 114, at Pages 33-38. For a more particular description of the courses, metes, bounds and distances of said lots, reference is hereby made to said plat of record. This being the same property conveyed to James W. Reedy and Susan M. Reedy, as joint tenants with right of survivorship and not as tenants in common, by deed of D.R. Horton, Inc. dated August 24, 2006 and recorded October 10, 2006 in Book 2456 at Page 1451 in the Office of the Clerk of Court/Register of Deeds for Beaufort County. Subsequently, Susan M. Reedy a/k/a Susan Marie Reedy died on November 27, 2019 and by operation of law, her interest in the subject property vested in the surviving joint tenant(s), James W. Reedy, by virtue of the joint tenancy with right of survivorship. TMS No. R614 028 000 2700 0000 Property address: 8 Yates Mill Lane Bluffton, SC 29909 SCOTT AND CORLEY, P.A. By: /s/Angelia J. Grant Ronald C. Scott (rons@scottandcorley.com), SC Bar #4996 Reginald P. Corley (reggiec@scottandcorley.com), SC Bar #69453 Angelia J. Grant (angig@scottandcorley.com), SC Bar #78334 Allison E. Heffernan (allisonh@scottandcorley.com), SC Bar #68530 H. Guyton Murrell (guytonm@scottandcorley.com), SC Bar #64134 Jordan D. Beumer (jordanb@scottandcorley.com), SC Bar #104074 ATTORNEYS FOR THE PLAINTIFF 1800 St. Julian Place, Suite 407 Columbia, SC 29204 803-252-3340 IPL0291328 Nov 19,26,Dec 3 2025