NOTICE OF FORECLOSURE SALE UNDER POWER MUSCOGEE COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Madolyn Nicole Miller and Hailey Allen to Mortgage Electronic Registration Systems, Inc. ("MERS"), as grantee, as nominee for Academy Mortgage Corporation dated May 26, 2023 and recorded on May 31, 2023 in Deed Book 14149, Page 256, Muscogee County, Georgia Records, and later assigned to Georgia Housing and Finance Authority by Assignment of Security Deed recorded on August 7, 2023 in Deed Book 14203, Page 173, Muscogee County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Two Thousand One Hundred Eighty-Five and 00/100 Dollars ($92,185.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Muscogee County, Georgia, within the legal hours of sale on November 3, 2026 the following described property: Exhibit "A" Legal Description All that lot, tract or parcel of land situate, lying and being in Land Lot 133, Coweta Reserve, Columbus, Muscogee County, Georgia, and being known and designated as All of Lot Numbered Seven (7), in Block Lettered B, Forestside Court, as said lot is shown upon a map or plat of said subdivision made by Lon E. Williamson, Civil Engineer, and being recorded in Plat Book 4, Page 246, in the office of the Clerk of the Superior Court of Muscogee County, Georgia, to which reference is hereby made for a more particular description and location of said Lot 7. Subject to all easements, rights of way, restrictions and covenants of record Tax ID #: 086 025 012 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer, State Home Mortgage, as servicer for Georgia Housing and Finance Authority, can be contacted at 800-781-8346 or by writing to 60 Executive Park South NE, Atlanta, GA 30329, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the parties in possession of the property are Hailey Allen and Madolyn Nicole Miller or tenant(s); and said property is more commonly known as 1641 Forestside Drive, Columbus, GA 31907. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Georgia Housing and Finance Authority as Attorney in Fact for Hailey Allen and Madolyn Nicole Miller McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: 26-003944-01 IPL0377473 Oct 7,14,21,28 2026