NOTICE OF FORECLOSURE SALE UNDER POWER MUSCOGEE COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Emmett Garrett and Judy Garrett to Barnett Bank of Southwest Georgia dated January 11, 1996 and recorded on January 17, 1996 in Deed Book 4393, Page 315, Muscogee County, Georgia Records, and later assigned to U.S. Bank Trust National Association, not in its individual capacity, but solely as Owner Trustee for Citigroup Mortgage Loan Trust 2024-RP4 by Assignment of Security Deed recorded on September 4, 2026 in Deed Book 15012, Page 178, Muscogee County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Forty-Four Thousand Five Hundred and 00/100 Dollars ($44,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Muscogee County, Georgia, within the legal hours of sale on November 3, 2026 the following described property: All that lot, tract or parcel of land situate, lying and being in Land Lot 67, 8th District, Columbus, Muscogee County, Georgia, being known and designated as all of Lot Numbered Eleven (11), in Block Lettered "G", of that subdivision of land known as Lester's Meadows, as said lot appears upon a map or plat of said subdivision dated July 1945, prepared by W.J. Long, C.E., recorded in Plat Book 3, Page 143, in the Office of the Clerk of the Superior Court of Muscogee County, Georgia, to which reference is made for the specific location and dimensions of said lot. Situated upon said property is dwelling numbered 4811 17th Avenue, according to the present system of numbering dwellings in Columbus, Muscogee County, Georgia. Tax ID #: 032 029 008 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer, Rocket Mortgage LLC , as servicer for U.S. Bank Trust National Association, not in its individual capacity, but solely as Owner Trustee for Citigroup Mortgage Loan Trust 2024-RP4, can be contacted at 877-888-4606 or by writing to 8950 Cypress Waters Boulevard, Coppell, TX 75019, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the parties in possession of the property are Emmett Garrett and Judy Garrett or tenant(s); and said property is more commonly known as 4811 17th Avenue, Columbus, GA 31904. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank Trust National Association, not in its individual capacity, but solely as Owner Trustee for Citigroup Mortgage Loan Trust 2024-RP4 as Attorney in Fact for Emmett Garrett and Judy Garrett McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: 26-003053-01 IPL0378050 Oct 7,14,21,28 2026