NOTICE OF SALE UNDER POWER GEORGIA, MUSCOGEE COUNTY By virtue of a Power of Sale contained in that certain Security Deed from RONNIQUE ANDREWS and ESERENE ANDREWS-AMBRIS to CONSUMERS CREDIT UNION, dated August 31, 2021, recorded September 2, 2021, in Book 13550, Page 349, Muscogee County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Six Thousand and 00/100 dollars ($306,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Consumers Credit Union, there will be sold at public outcry to the highest bidder for cash at the Muscogee County Courthouse, within the legal hours of sale on the first Tuesday in October, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT LOT, TRACT AND PARCEL OF LAND SITUATE, LYING AND BEING IN COLUMBUS, MUSCOGEE COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS ALL OF LOT NUMBERED NINE (9), BLOCK LETTERED "B", ADDITION TO OVERLOOK, AS SAID LOT IS SHOWN UPON A MAP OR PLAT OF SAID SUBDIVISION RECORDED IN PLAT BOOK 31, PAGE 83, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF MUSCOGEE COUNTY, GEORGIA, TO WHICH REFERENCE IS MADE FOR A MORE SPECIFIC LOCATION AND DIMENSIONS OF SAID LOT LOCATED THEREON IS HOUSE NUMBERED 939 OVERLOOK DRIVE, ACCORDING TO THE PRESENT NUMBERING OF DWELLINGS IN COLUMBUS, GEORGIA. Said legal description being controlling, however the property is more commonly known as 939 OVERLOOK DR, COLUMBUS, GA 31906. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is RONNIQUE ANDREWS, ESERENE ANDREWS-AMBRIS, WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE OF FIGRE TRUST 2023-HE3 , or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Cenlar FSB, Loss Mitigation Dept., 425 Phillips Blvd., Ewing, NJ 08618, Telephone Number: 877-909-9416. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. CONSUMERS CREDIT UNION as Attorney in Fact for RONNIQUE ANDREWS, ESERENE ANDREWS-AMBRIS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. CENL-26-03513-1 Ad Run Dates 09/09/2026, 09/16/2026, 09/23/2026, 09/30/2026 rlselaw.com/property-listing IPL0374164 Sep 16,23,30 2026