Notice of Application to Establish a Branch of a State Member Bank SmartBank®, Pigeon Forge, Tennessee, intends to apply to the Federal Reserve Board for permission to establish a branch at 1234 First Avenue, Columbus, Georgia 31901, in the Nugent Building. The Federal Reserve considers a number of factors in deciding whether to approve the application including the record of performance of applicant banks in helping to meet local credit needs. You are invited to submit comments in writing on this application to the Federal Reserve Bank of Atlanta, 1000 Peachtree Street N.E., Atlanta, Georgia 30309-4470. The comment period will not end before July 22, 2026. The Board's procedures for processing applications may be found at 12 C.F.R. Part 262. Procedures for processing protested applications may be found at 12 C.F.R. 262.25. To obtain a copy of the Federal Reserve Board's procedures, or if you need more information about how to submit your comments on the application, contact Erien Terry, Assistant Vice President, at (404) 498-7106. The Federal Reserve will consider your comments and any request for a public meeting or formal hearing on the application if they are received in writing by the Reserve Bank on or before the last day of the comment period. Any person wishing to comment on or protest this application/notification or any person having information which may have a bearing on the fitness of any of the organizers or proponents of this application/notification, may file comments with the Commissioner of Financial Institutions, Tennessee Tower, 26th Floor, 312 Rosa L. Parks Avenue, Nashville, Tennessee 37243, or telephone the Department of Financial Institutions at 615/741-5018 or submit comments by email to Debra.Grissom@tn.gov or William.Cook@tn.gov. Written or telephonic notice must be made to the Commissioner within fifteen (15) days of this publication. IPL0354782 Jul 7 2026