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NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF MUSCOGEE Under and by virtue of the power of sale contained in that certain Deed to Secure Debt, Security Agreement and Assignment of Leases and Rents, given by Borrower in favor of Velocity Commercial Capital, LLC ("Original Lender") dated June 9, 2025, recorded June 13, 2025 at Deed Book 14699, Page 364, Muscogee County, Georgia records; as assigned to U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-4 ("Lender") by virtue of that certain Assignment of Deed to Secure Debt, Security Agreement and Assignment of Leases and Rents, recorded October 1, 2025, at Deed Book 14772, Page 415, aforesaid, Georgia records (the "Security Deed"); securing that certain Term Note, dated June 9, 2025 in the original principal amount of $92,000.00 (the "Note"); there will be sold at public outcry by Lender as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door or any other officially designated area for such foreclosure sales in Muscogee County, Georgia, on the first Tuesday, in June, 2026, the following described property (the "Premises") to wit: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF MUSCOGEE, STATE OF GEORGIA, AND IS DESCRIBED AS FOLLOWS: ALL THAT LOT, TRACT OR PARCEL OF LAND SITUATE LYING AND BEING IN COLUMBUS, MUSCOGEE COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS ALL OF LOT NUMBERED FIVE (5), OF THAT SUBDIVISION OF LAND KNOWN AS ALMARK, AS SAID LOT APPEARS UPON A MAP OR PLAT OF SAID SUBDIVISION DATED JULY 18, 1956, PREPARED BY ALDRIDGE, MOON, RUSSELL & KING, RECORDED IN PLAT BOOK 16, PAGE 126, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF MUSCOGEE COUNTY, GEORGIA, TO WHICH REFERENCE IS MADE FOR THE SPECIFIC LOCATION AND DIMENSIONS OF SAID LOT. Parcel ID:085 005 021 FURTHER LESS AND EXCEPT that property, if any, released of record. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Lender and without representation or warranty of any kind or nature whatsoever by Lender with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Note and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. The entity that has full authority to negotiate, amend, and modify all terms of the Note with the Borrower is: Velocity Commercial Capital, LLC, as agent for Lender, Laura Barragan, 2945 Townsgate Road, Ste. 110, Westlake Village, CA 91361; (818) 200-0404, lbarragan@velocitycommercial.com. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the Deed instrument. To the best knowledge and belief of the undersigned, the party in possession of the Premises is Grantor, Michael Mincey, or a tenant or tenants and said property is more commonly known as 3746 Mote Road, Columbus, GA, 31907-2133. U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-4 as Attorney-in-Fact for Michael Mincey Greg Krivo McCalla Raymer Leibert, Pierce, LLP 1544 Old Alabama Road Roswell, Georgia 30076 (678) 281-6508 Greg.Krivo@mccalla.com 26-22630GA IPL0334683 Apr 29,May 6,13,20 2026
Post Date: 04/29 12:00 AM
Refcode: #IPL0334683 
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