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NOTICE OF POWER OF SALE CONTAINED IN SECURITY DEED STATE OF GEORGIA COUNTY OF MUSCOGEE Under and by virtue of the power of sale contained in that certain Consumer Deed to Secure Debt from JOHN A. MANNING and JOYCE E. MANNING (hereinafter referred to as "Grantors") to Synovus Bank, dated July 11, 2018, and recorded in Deed Book 12428, Page 151, Muscogee County, Georgia records, subsequently assigned to ROBERT BARNETT, AS TRUSTEE OF THE RH 401(K) PLAN, by that certain assignment dated December 16, 2025, and recorded in Deed Book 14831, Page 70, Muscogee County, Georgia records, (hereinafter referred to as the "Security Deed"), Robert Barnett, as Trustee of the RH 401(k) Plan, the present holder of the Promissory Note and Security Deed defined herein, (hereinafter referred to as the "Secured Creditor") as attorney in fact for Grantor, will sell at public outcry to the highest and best bidder for cash between the legal hours of sale before the courthouse door of Muscogee County, Georgia on the first Tuesday in April, 2026, (April 7, 2026), the following described property (the "Property"), to-wit: All that tract or parcel of land situate, lying and being in Land Lot 31 of the 7th District of Muscogee County, Georgia, and being known and distinguished as Lot five (5), Block "K, of the Carter Acres Subdivision, as said lot is shown on a map or plat of said subdivision recorded in Plat Book 7, pages 284 a-b-c-d, in the office of the Clerk of the Superior Court of Muscogee County, Georgia. Located on the above described property is residence number 2847 Blan Street, Columbus, Muscogee County, Georgia, according to the present system of numbering houses therein. This is the same property acquired by Grantor by Warranty Deed from Wilson Lane Contractor, Inc. dated November 16, 1956, and recorded in said Clerk's Office in Deed Book 599, Page 360. Said property has a street address of 2847 Blan Street, Columbus, Georgia. Said Security Deed secures that certain TLC Home Equity Options Agreement dated July 11, 2018 made by John A. Manning and Joyce E. Manning in favor of Synovus Bank in the original principal amount of Twenty Thousand and 00/100 Dollars ($20,000.00) subsequently assigned to Secured Creditor (hereinafter referred to as the "Promissory Note") with interest thereon, together with any and all other indebtedness owed by Grantor to Secured Creditor. The indebtedness arising from the Promissory Note has been and is hereby declared due because of default under the terms of the Promissory Note. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale, and all other payments provided for under the Promissory Note and Security Deed, including attorney fees as provided in the Promissory Note and Security Deed, notice of intention to collect attorney fees having been given as provided by law; and the remainder, if any, shall be applied as provided by law. The following information is being provided in accordance with OCGA § 44-14-162.2. Robert Barnett, as Trustee of The RH 401(k) Plan is the Secured Creditor under the Security Deed and loan being foreclosed. The following entity shall have full authority to negotiate, amend, and modify all terms of the subject security deed and associated note on behalf of the Secured Creditor: Robert Barnett, as Trustee of The RH 401(k) Plan, 8375 SW Beaverton Hillsdale Hwy, Ste 200, Portland, OR, 97225; Telephone No.: (503)330-3392, Attn: Foreclosures. OCGA § 44-14-162.2 states in pertinent part that, "nothing in this subsection shall be construed to require a secured creditor to negotiate, amend, or modify the terms of a mortgage instrument." The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the loan with the holder of said Security Deed. Said property will be sold subject to all liens, encumbrances, unpaid real estate ad valorem taxes and governmental assessments and to all prior restrictions, rights-of-way, and easements of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to by the Secured Creditor. To the best knowledge and belief of Secured Creditor, the equitable title to the Property is vested in John A. Manning and Joyce E. Manning or their estate. ROBERT BARNETT, AS TRUSTEE OF THE RH 401(K) PLAN, ATTOR­NEY-IN-FACT FOR JOHN A. MANNING AND JOYCE E. MANNING Attorney for Attorney-in-Fact Stephen G. Gunby Page, Scrantom, Sprouse, Tucker & Ford, P.C. 1111 Bay Avenue, 3rd Floor Post Office Box 1199 Columbus, Georgia 31902 (706) 324-0251 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE IPL0318809 Mar 11,18,25,Apr 1 2026
Post Date: 03/11 12:00 AM
Refcode: #IPL0318809 
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