NOTICE OF SALE UNDER POWER
GEORGIA, MUSCOGEE COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Jacquelyn Joy Egins to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated October 10, 2008, recorded in Deed Book 9516, Page 251, Muscogee County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 14107, Page 327, Muscogee County, Georgia Records, as last transferred to Midfirst Bank by assignment recorded in Deed Book 14132, Page 336, Muscogee County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND SIX HUNDRED NINETY-FIVE AND 0/100 DOLLARS ($169,695.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Muscogee County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2026, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence.
Midfirst Bank is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midland Mortgage, a division of MidFirst Bank, 999 N.W. Grand Boulevard Suite 100, Oklahoma City, OK 73118-6116, 800-654-4566.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
Upon information and belief, said property is more commonly known as 4545 Illini Dr, Columbus, GA 31907. Should a conflict arise between the property address and the legal description the legal description shall control.
ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, purchasers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258.
Midfirst Bank
as Attorney in Fact for
Jacquelyn Joy Egins
McCalla Raymer Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
ALL THAT LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE STATE OF GEORGIA, COUNTY OF MUSCOGEE AND CITY OF COLUMBUS, AND BEING KNOWN AND DESIGNATED AS ALL OF LOTS NUMBERED 8 AND 9, IN BLOCK LETTERED "C", SECTION ONE, OF CEDAR HILLS ESTATES SUBDIVISION, AS SAID LOTS ARE SHOWN ON MAP OR PLAT OF SAID SECTION OF SAID SUBDIVISION MADE BY J. DAYTON WILLIS, CIVIL ENGINEER, DATED JUNE 1, 1965, AND RECORDED IN PLAT BOOK 35, PAGE 62-B IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF MUSCOGEE COUNTY, GEORGIA.
THE ABOVE DESCRIBED PROPERTY IS SUBJECT TO ALL VALID AND ENFORCEABLE RESTRICTIVE COVENANTS, ZONING ORDINANCES AND EASEMENTS OF RECORD APPLICABLE THERETO.
THIS IS THE SAME AND IDENTICAL PROPERTY AS CONVEYED IN THAT CERTAIN WARRANTY DEED FROM PETER CHRISTOPHER EGINS TO JACQUELYN JOY EGINS DATED JULY, 1989 RECORDED IN DEED BOOK 3143, PAGE 240, AS RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF MUSCOGEE COUNTY, GEORGIA.
MR / CA March 3, 2026
Our file no. 25-21018GA-FT17
25-21018GA
IPL0307787
Jan 28,Feb 4,11,18,25 2026