NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF MUSCOGEE Under and by virtue of the power of sale contained in that certain Deed to Secure Debt, Assignment of Leases and Rents, Fixture Filing, and Security Agreement; Request for Notice (Commercial) from Gravitas Real Estate Holdings, LLC, a Wyoming limited liability company (the "Grantor") to and in favor of Patch Lending, LLC, DBA Patch of Land, a Delaware limited lability company (the "Lender"), predecessor in interest to Wilmington Savings Fund Society, FSB, not in its individual capacity, but solely as trustee for Residential Mortgage Aggregation Trust (the "Holder") dated February 17, 2022, and recorded in Deed Book 13769, Page 349, Muscogee County, Georgia records, as transferred and assigned (as assigned, amended and/or modified, the "Security Deed"), securing that certain Promissory Note Secured by Mortgage/Deed of Trust dated February 17, 2022 in the original principal amount of $708,750.00 executed by Grantor payable to Holder (as amended and/or modified, the "Note"), there will be sold at public outcry by Holder, as attorney-in-fact for Grantor, to the highest bidder for cash between the legal hours for sale before the Courthouse door in Muscogee County, Georgia, on Tuesday, February 3, 2026, the following described land, improvements and appurtenances (hereinafter collectively referred to as the "Premises") to wit: Property Address: 1414 24th Street, Columbus, GA 31901 All that tract or parcel of land, situate, lying and being In the State of Georgia, County of Muscogee and City of Columbus, and being known and distinguished as all of Lot One (1) and all of Lot Two (2) and a strip of land 27 feet and 5 inches of uniform width off the West part of Lot Three (3), all in Block "B" of what is known as "WERACOBA SURVEY", as shown on a map or plat of said survey made by B.K. Scott, Civil Engineer, dated July 13, 1907, recorded in Deed Book 1, Folio 334, in the Office of the Clerk of the Superior Court of Muscogee County, Georgia. Said Lot One (1) has a frontage of 25 feet and 2 inches on the South side of Twenty-Fourth Street. Said Lot Two (2) has a frontage of 40 feet on the South side of Twenty-Fourth Street, and each of said whole lots and said Western portion of said Lot Three (3) hereby conveyed extending squarely back South from Twenty-Fourth Street a distance of 128 feet. Said tract or parcel of land hereby conveyed has an aggregate frontage in one body of 92 feet 7 inches on the South side of Twenty-Fourth Street, and extends squarely back South therefrom a distance of 128 feet. Said described property is the identical property conveyed by Maurice Loridans to Miss Betsy B. Blackmar by deed dated July 10, 1943 and recorded in Deed Book 192, Folio 600, in the Office of the aforesaid Clerk. Located thereon is multiple family dwelling numbered 1414, 1416, 1418 and 1420 Twenty-Fourth Street, according to the present system of numbering houses in the City of Columbus, Georgia. The above-described property is conveyed together with and/or subject to all valid and enforceable restrictive covenants, zoning ordinances and easements of record. Together with: All right, title, and interest (including any claim or demand or demand in law or equity) that Borrower now has or may later acquire in or to such Property; all easements, rights, privileges, tenements, hereditaments, and appurtenances belonging or in any way appertaining to the Property; all of the estate, right, title, interest, claim, demand, reversion, or remainder of Borrower in or to the Property, either at law or in equity, in possession or expectancy, now or later acquired; all crops growing or to be grown on the Property; all development rights or credits and air rights; all water and water rights (whether or not appurtenant to the Property) and shares of stock pertaining to such water or water rights, ownership of which affects the Property; all minerals, oil, gas, and other hydrocarbon substances and rights thereto in, on, under, or upon the Property and all royalties and profits from any such rights or shares of stock; all right, title, and interest of Borrower in and to any streets, ways, alleys, strips, or gores of land adjoining the Land or any part of it that Borrower now owns or at any time later acquires and all adjacent lands within enclosures or occupied by buildings partly situated on the Property; All intangible Property and rights relating to the Property or its operation or used in connection with it, including, without limitation, permits, licenses, plans, specifications, construction contracts, subcontracts, bids, deposits for utility services, installations, refunds due Borrower, trade names, trademarks, and service marks; All of the right, title, and interest of Borrower in and to the land lying in the bed of any street, road, highway, or avenue in front of or adjoining the Land; Any and all awards previously made or later to be made by any Governmental Authority to the present and all subsequent owners of the Property that may be made with respect to the Property as a result of the exercise of the right of eminent domain, the alteration of the grade of any street, or any other injury to or decrease of value of the Property, which award or awards are assigned to Lender and Lender, at its option, is authorized, directed, and empowered to collect and receive the proceeds of any such award or awards from the authorities making them and to give proper receipts and acquittances for them; All certificates of deposit of Borrower in Lender's possession and all bank accounts of Borrower with Lender and their proceeds, and all deposits of Borrower with any Governmental Authority and/or public utility company that relate to the ownership of the Property; All Leases of the Property or any part of it now or later entered into and all right, title, and interest of Borrower under such Leases, including cash or securities deposited by the tenants to secure performance of their obligations under such Leases (whether such cash or securities are to be held until the expiration of the terms of such Leases or applied to one or more of the installments of rent coming due immediately before the expiration of such terms), all rights to all insurance proceeds and unearned insurance premiums arising from or relating to the Property, all other rights and easements of Borrower now or later existing pertaining to the use and enjoyment of the Property, and all right, title, and interest of Borrower in and to all declarations of covenants, conditions, and restrictions as may affect or otherwise relate to the Property; Any and all proceeds of any insurance policies covering the Property, whether or not such insurance policies were required by Lender as a condition of making the loan secured by this Security Deed or are required to be maintained by Borrower as provided below in this Security Deed; which proceeds are assigned to Lender, and Lender, at its option, is authorized, directed, and empowered to collect and receive the proceeds of such insurance policies from the insurers issuing the same and to give proper receipts and acquittances for such policies, and to apply the same as provided below; If the Property includes a leasehold estate, all of Borrower's right, title, and interest in and to the lease, more particularly described in Exhibit "A" attached to this Security Deed (the Leasehold) including, without limitation, the right to surrender, terminate, cancel, waive, change, supplement, grant subleases of, alter, or amend the Leasehold; All plans and specifications for the Improvements; all contracts and subcontracts relating to the Improvements; all deposits (including tenants' security deposits; provided, however, that if Lender acquires possession or control of tenants' security deposits Lender shall use the tenants' security deposits only for such purposes as Governmental Requirements permit), funds, accounts, contract lights, instruments, documents, general intangibles, and notes or chattel paper arising from or in connection with the Property; all permits, licenses, certificates, and other rights and privileges obtained in connection with the Property; all soils reports, engineering reports, land planning maps, drawings, construction contracts, notes, drafts, documents, engineering and architectural drawings, letters of credit, bonds, surety bonds, any other intangible rights relating to the Land and Improvements, surveys, and other reports, exhibits, or plans used or to be used in connection with the construction, planning, operation, or maintenance of the Land and Improvements and all amendments and modifications; all proceeds arising from or by virtue of the sale, lease, grant of option, or other disposition of all or any part of the Property (consent to same is not granted or implied); and all proceeds (including premium refunds) payable or to be payable under each insurance policy relating to the Property; All trade names, trademarks, symbols, service marks, and goodwill associated with the Property and any and all state and federal applications and registrations now or later used in connection with the use or operation of the Property; All tax refunds, bills, notes, inventories, accounts and charges receivable, credits, claims, securities, and documents of all kinds, and all instruments, contract rights, general intangibles, bonds and deposits, and all proceeds and products of the Property; All money or other personal property of Borrower (including, without limitation, any instrument, deposit account, general intangible, or chattel paper, as defined in the Uniform Commercial Code) previously or later delivered to, deposited with, or that otherwise comes into Lender's possession; All accounts, contract rights, chattel paper, documents, instruments, books, records, claims against third parties, money, securities, drafts, notes, proceeds, and other items relating to the Property; All construction, supply, engineering, and architectural contracts executed and to be executed by Borrower for the construction of the Improvements; and All proceeds of any of the foregoing. As used in this Security Deed, "Property" is expressly defined as meaning all or, when the context permits or requires, any portion of it and all or, when the context permits or requires, any interest in it. The indebtedness evidenced by the Note is due and payable and remains unpaid. The Security Deed therefore has become and is now foreclosable according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed. The Premises will be sold on an "as is, where is" basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto. The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys' fees (notice of intention to collect attorneys' fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises. To the best of the undersigned's knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor. WILMINGTON SAVINGS FUND SOCIETY, FSB, not in its individual capacity, but solely as trustee for Residential Mortgage Aggregation Trust As Attorney-in-Fact for GRAVITAS REAL ESTATE HOLDINGS, LLC Lisa Wolgast, Esq. Barnes & Thornburg LLP 3340 Peachtree Rd NE Suite 2900 Atlanta, GA 30326 (470) 832-7535 IPL0303466 Jan 11,18,25,Feb 1 2026