NOTICE OF FORECLOSURE SALE NORTH CAROLINA MECKLENBURG COUNTY Special Proceedings No. 26SP001416-590 Substitute Trustee: Philip A. Glass NOTICE OF FORECLOSURE SALE Date of Sale: September 28, 2026 Time of Sale: 3:00 p.m. Place of Sale: Mecklenburg County Courthouse Description of Property: See Attached Description Record Owners: Hugo Arturo Garcia and Eva Carro Garcia Address of Property: 7921 Monfreya Court Charlotte, NC 28212 Deed of Trust: Book : 14570 Page: 290 Dated: December 18, 2002 Grantors: Hugo Arturo Garcia and Eva Carro Garcia Original Beneficiary: Self-Help Credit Union CONDITIONS OF SALE: This sale is made subject to all unpaid taxes and superior liens or encumbrances of record and assessments, if any, against the said property, and any recorded leases. This sale is also subject to any applicable county land transfer tax, and the successful third party bidder shall be required to make payment for any such county land transfer tax. It is the intent of the holder of the above Deed of Trust that the execution, delivery and recordation of a Trustee Deed to the holder as high bidder shall not merge with any superior Deeds of Trust held by the holder of the above Deed of Trust, and that the holder of said superior Deed of Trust shall continue to enjoy all rights and remedies set forth in said superior Deed of Trust, including the right to foreclose either by judicial action or under power of sale contained in the superior Deed of Trust. The property to be offered pursuant to this Notice of Sale is being offered for sale "AS IS, WHERE IS." THERE ARE NO REPRESENTATIONS OR WARRANTIES relating to the title or to any physical, environmental, health or safety conditions existing in, on, at or relating to the property being offered for sale, and any and all responsibilities or liabilities arising out of or in any way relating to any such condition are expressly disclaimed. A cash deposit of 5% of the purchase price will be required at the time of the sale. Remote bidding will not be accepted pursuant to North Carolina General Statutes Section 45-21.25 (a). Credit bids on behalf of the Noteholder will be accepted. Any successful bidder shall be required to tender the full balance of the purchase price so bid in cash or certified check at the time the Substitute Trustee tenders to him a deed for the property or attempts to tender such deed, and should said successful bidder fail to pay the full balance purchase price so bid at that time, he shall remain liable on his bid as provided for in North Carolina General Statutes Section 45-21.30 (d) and (e). This sale will be held open ten (10) days for upset bids as required by law. Residential real property with less than 15 rental units, including single-family residential real property: an order for possession of the property may be issued pursuant to G.S. 45-21.29 in favor of the purchaser and against the party or parties in possession by the clerk of superior court of the county in which the property is sold. Any person who occupies the property pursuant to a rental agreement entered into or renewed on or after October 1, 2007, may, after receiving notice of sale, terminate the rental agreement by providing written notice of termination to the landlord, to be effective on a date stated in the notice that is at least 10 days, but not more than 90 days, after the sale date contained in the notice of sale, provided that the mortgagor has not cured the default at the time the tenant provides the notice of termination. Upon termination of a rental agreement, the tenant is liable for rent due under the rental agreement prorated to the effective date of the termination. Dated 8/24/26 Posted 8/24/26 Philip A. Glass, Substitute Trustee Nodell, Glass & Haskell, L.L.P. Being all of Lot 11, Block 4 in that subdivision known as PINEY GROVE AT IDLE WILD SOUTH, Phase 2, Section 1 as shown on a map recorded in Map Book 20 at Page 274 in the Mecklenburg County Registry. Subject to easements, restrictions and rights of way of record, and utility lines and rights of way in existence over, under or upon the above-described property. Parcel ID: 16521143 Property Address: 7921 Monfreya Ct. Charlotte, NC 28212 IPL0371800 Sep 20,27 2026