PUBLIC NOTICE OF PROPOSED CRA STRATEGIC PLAN VALT Bank, N.A. (in organization), headquartered in Eagle, Idaho, has prepared a proposed Community Reinvestment Act ("CRA") Strategic Plan for the period January 16, 2027 through January 15, 2030. The Plan describes how the Bank intends to help meet the credit and financial service needs of its community, including low- and moderate-income areas, consistent with safe and sound operations. The public is invited to review and comment on the proposed Plan. The Plan is available at no cost at https://VALTbank.com/CRA/. A free electronic copy of the Plan may also be requested by emailing jpeckham@VALTinvestorgroup.com. Written comments regarding the Plan may be submitted to: John Peckham, Chief Risk Officer, jpeckham@VALTinvestorgroup.com All comments must be received by September 21, 2026. IPL0366608 Aug 18,25,Sep 1,8,15 2026