NOTICE: WE MAY BE ACTING AS A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On JULY 7, 2026, at the hour of 1:00 P.M., located Main lobby of the Canyon County Courthouse, 1115 Albany St, Caldwell, ID 83605, in Canyon County, State of Idaho. Janaya L. Carter, as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Canyon County, State of Idaho, and described as follows, to-wit; See Exhibit A legal description The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 1603 Alder St, Caldwell, ID 83605, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Jay R. Vaughn, as grantors to, Alliance Title & Escrow Corp, as trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for American Advisors Group, its successors and assigns, recorded July 19, 2021, as Instrument No. 2021-050663 Mortgage Records of Canyon County, Idaho. An Appointment of Successor Trustee was recorded on February 3, 2026, under Instrument No. 2026-003873. Said Deed of Trust was assigned on October 21, 2025 to Finance of America Reverse LLC, by an instrument recorded under Instrument No. 2025-038704, on October 27, 2025. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following: The monthly payments for Principal, Interest, and Escrow Due from September 27, 2025 through February 13, 2026, and all subsequent payments until the date of sale including all amounts due as the loan is fully due. These payments include interest at the current rate of 5.600% 48256370 The current beneficiary has declared that the Grantor is in breach of the terms and conditions of the obligation secured by the deed of trust. The nature of the breach is Grantor's failure to pay when due the monthly payments of principal, interest applicable escrow account payments from September 27, 2025, together with all subsequent payments, costs, advances, attorney's and trustee's fees and costs accruing until the date of sale or full satisfaction of obligation. The sum owing on the obligation secured by the said trust deed consists of the principal balance of $70,711.05, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. DATED: 2/17/2026 TRUSTEE By: Janaya L. Carter, #8226 IDEA Law Group, LLC 4530 S. Eastern Ave., Ste. 10 Las Vegas, NV 89119 877-353-2146 File No. 538039 Exhibit A This parcel consists of the Westerly 8.12 feet of the South One-Half of Lot 13 and all of the South One-Half of Lots 14, 15, 16, 17 and 18 in Block 89 of Mountain View Addition to Caldwell, Idaho, according to the plat of said addition filed May 10, 1907 in Book 2 of Plats at Page 53, in the office of the County Recorder, Canyon County, Idaho, more particularly described as follows: COMMENCING at the Southeast corner of said Block 89; thence South 89°36'30" West, along the South boundary of said Block 89, a distance of 100 feet to the TRUE POINT OF BEGINNING; thence continuing South 89°36'30" West, along the South boundary of said Block 89, a distance of 143.27 feet; thence North 0°00'20" West, along the West boundary of said Block 89, a distance of 66.09 feet; thence North 89°36'30" East, parallel with the South boundary of said Block 89, a distance of 143.27 feet; thence South 0°00'20" East, parallel with the East boundary of said Block 89, a distance of 66.09 feet to the TRUE POINT OF BEGINNING. EXCEPTING THEREFROM: The East 23 feet of the following described parcel: A portion of Lots 13, 14, 15, 16, 17 and 18 in Block 89 of Mountain View Addition to Caldwell, according to the plat filed May 10, 1907 in Book 2 of Plats at Page 53, records of Canyon County, Idaho, more particularly described as follows: COMMENCING at the Southeast corner of said Block 89; thence South 89°36'30" West along the South boundary of said Block 89 a distance of 100 feet to the TRUE POINT OF BEGINNING; thence continuing South 89°36'30" West along the South boundary of said Block 89 a distance of 143.27 feet; thence North 0°00'20" West along the West boundary of said Block 89 a distance of 66.09 feet; thence North 89°36'30" East parallel with the South boundary of said Block 89, a distance of 143.27 feet; thence South 0°00'20" East parallel with the East boundary of said Block 89 a distance of 66.09 feet to the TRUE POINT OF BEGINNING. IPL0316055 Feb 25,Mar 4,11,18 2026