NOTICE OF TRUSTEE'S SALE TS No: ID-25-1031757-RM NOTICE IS HEREBY GIVEN that on 5/22/2026, at the hour of 11:00 AM, In the lobby of Payette County Courthouse, 1130 3rd Avenue North, Payette, ID 83661 , the trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of PAYETTE, State of Idaho, and described as follows, to-wit: LOT 4 IN BLOCK 1 OF GORRIE ADDITION TO PAYETTE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK 1 OF PLATS AT PAGE(S) 19, OFFICIAL PLAT RECORDS OF PAYETTE COUNTY, IDAHO. The Current Trustee is Robert W. McDonald, Esq., whose address is 108 1st Ave. South, Suite 450, Seattle, Washington 98104 and who can be reached by telephone at (866) 925-0241. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 16 N MAIN ST, PAYETTE, ID 83661-2520 may be associated with said real property. The sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 11/4/2022, by and among RICHARD SPILKY, AN UNMARRIED MAN, as Grantor, and TITLEONE, as Trustee, and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS DESIGNATED NOMINEE FOR CALIBER HOME LOANS, INC., BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS, as Beneficiary; said Deed of Trust having been filed of record on 11/7/2022, as Instrument No. 448546 Official Records of PAYETTE County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which foreclosure is made is grantor's failure to pay when due the following sum: TOTAL REQUIRED TO REINSTATE: $25,191.18 TOTAL REQUIRED TO PAYOFF: $530,943.15 Because of interest, late charges, and other charges that may vary from day-to-day, the amount due on the day you pay may be greater. It will be necessary for you to contact the Trustee before the time you tender reinstatement or the payoff amount so that you may be advised of the exact amount you will be required to pay. Dated this 7th day of January, 2026. By: Robert W. McDonald, Esq., Trustee TS No: ID-25-1031757-RM IDSPub #0282509