NOTICE OF SALE STATE OF MISSISSIPPI COUNTY OF HANCOCK SUBSTITUTE TRUSTEE'S NOTICE OF SALE WHEREAS, LAKE LACROIX RV RESORT, LLC, a Louisiana Corporation, as Grantor, executed and delivered that certain Deed of Trust to CITIZENS BANK & TRUST COMPANY, Lender/Beneficiary, and The Law Office of Benjamin A. Snow, PLLC, as Trustee, dated March 8, 2024, and recorded on March 12, 2024, in Book 2024, Pages 4821-4832, in the office of the Chancery Clerk of Hancock County, Mississippi (the "Deed of Trust"); and WHEREAS, CITIZENS BANK & TRUST COMPANY, the present legal owner and holder of the Deed of Trust and the indebtedness secured thereby, substituted Paul S. Murphy, as Trustee therein, as authorized by MS Code 89-1-63, and by instrument dated September 30, 2026, and recorded as in Deed of Trust Book 2026, Pages 26404-26406, on October 2, 2026, in the records of the aforesaid Chancery Clerk; and WHEREAS, default having been made in the terms and conditions of the Deed of Trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of the indebtedness and the Deed of Trust, and the legal holder of said indebtedness, CITIZENS BANK & TRUST COMPANY, having requested the undersigned Substitute Trustee to execute the trust and sale of the land and property described in the Deed of Trust in accordance with the terms of the Deed of Trust for the purpose of raising the sums due thereunder, together with attorney's fees, Substitute Trustee's fees and expenses of sale; NOW, THEREFORE, notice is hereby given that I, Paul S. Murphy, Substitute Trustee will on Tuesday, the 24th day of November 2026, between the hours of 11:00 am and 4:00 pm, offer for sale and will sell at public sale and outcry, to the highest and best bidder for cash during legal hours at the front doors of the Hancock County Courthouse, at 152 Main Street, Bay St. Louis, Mississippi, 39520, the following described property situated and lying in the County of Hancock, State of Mississippi, more particularly described as: Begin at an iron pin located on the South line of Section 18, Township 8 South, Range 14 West, Hancock County, Mississippi, which is 1400 feet west of the SE corner of Section 18, and at the SE corner of the SW quarter of the SE 1/4 of said Section 18; thence west along the Section line for 200 feet to a point; thence North for 924 feet to an iron pin; thence East 200 feet to iron pin; thence South for 924 feet along the forty acre line to an iron pin and point of beginning. Containing 4.12 acres, more or less, and being a part of the SW 1/4 of SE 1/4 of Section 18, Township 8 South, Range 14 West, Hancock County, Mississippi. Begin at an iron pin located on the South line of Section 18, Township 8 South, Range 14 West, Hancock County, Mississippi, which is 1400 feet West of the SE corner of said Section 18, and the SE corner of the SW quarter of the SE 1/4 of said Section 18; thence South along the East line of the NW 1/4 of the NE 1/4 of Section 19, Township 8 South, Range 14 West for a distance of 100 feet to an iron pin on the North line of Bayou Lacroix Road; thence West along the North line of said road a distance of 200 feet to a point; thence North a distance of 100 feet to the North line of Section 19, Township 8 South, Range 14 West; thence East along the North line of said Section for 200 feet to the place of beginning. Containing 0.46 acre, more or less, and being a part of the NW 1/4 of the NE 1/4 of Section 19, Township 8 South, Range 14 West, Hancock County, Mississippi. Beginning at an iron pin located on the South line of Section 18, Township 8 South, Range 14 West, Hancock County, Mississippi, which is 1400 feet West of the SE corner of Section 18, and at the SE corner of the SW 1/4 of the SE 1/4; thence West along the Section line of 200 feet to the point of beginning; thence North 924 feet to a point; thence West 592 feet to a point; thence South 924 feet to an iron pin; thence East 66 feet to an iron pin; thence South 100 feet to an iron pin on the northern right of way of Bayou LaCroix Road for 526 feet to an iron pin; thence North 100 feet to a point and place of beginning, and being part of the SW 1/4 of SE 1/4, Section 18, Township 8 South, Range 14 West, and part of the NW 1/4 of NE 1/4, Section 19, Township 8 South, Range 14 West, Hancock County, Mississippi, and being 13 acres, more or less. Together with all and singular, the rights, privileges and appurtenances to the same belonging or in any wise appertaining, including the mobile home located on the above described property and also including the pump and tank and other facilities and equipment related to the water well located on said property. Beginning at the southwest corner of the Southeast 1/4 of the Southeast 1/4 of Section 18, Township 8 South, Range 14 West, Hancock County, Mississippi; thence North 924 feet along the west line of said quarter; thence South 89 degrees 56 minutes 45 seconds East 100 feet; thence South 1,024 feet to the north margin of Bayou LaCroix /road; thence along said margin North 89 degrees 56 minutes 45 seconds West 100 feet to the west line of said quarter; thence North 100 feet to the Point of Beginning. Containing 2.35 acres, more or less, and being part of the Southeast 1/4 of the Southeast 1/4 of Section 18, and part of the Northeast 1/4 of the Northeast 1/4 of Section 19, Township 8 South, Range 14 West, Hancock County, Mississippi. The Real Property or its address is commonly known as 6130 BAYOU LACROIX ROAD, BAY ST. LOUIS, MS 39520. The Real Property tax identification number is 134F-0-18-004.000 & 134L-0-19-002.000. I will convey only such title as is vested in me as Substitute Trustee, this sale being subject to any and all liens and other encumbrances having priority over the Deed of Trust. WITNESS my signature on this the 20th day of October 2026. /s/ Paul S. Murphy Paul S. Murphy, Substitute Trustee PUBLISH: November 1, 2026 November 8, 2026 November 15, 2026 November 22, 2026 POSTED: Hancock County Courthouse Bay St. Louis, Mississippi On or before November 1, 2026 IPL0383399 Nov 1,8,15,22 2026