SUBSTITUTED TRUSTEE'S NOTICE OF SALE WHEREAS, on July 27, 2015, James C. Gardner, Sr., an unmarried person, executed a Deed of Trust to Terry L. Caves, Trustee for The First, a National Banking Association, Beneficiary, which Deed of Trust was recorded in the office of the Chancery Clerk of Jackson County, Mississippi in Instrument no. 201511686 at Book 3296, Page 291; and, WHEREAS, Renasant Bank, successor in interest to The First, a National Banking Association, the present owner of the indebtedness and holder of the above described Deed of Trust, appointed Jeff D. Rawlings in the place and stead of Terry L. Caves, or any subsequently appointed substituted trustee, said Substitution of Trustee being recorded in the office of the Chancery Clerk of said County in Instrument no. 202618669 at Book 4273, Page 382; and, WHEREAS, default having been made in the terms and conditions of said Deed of Trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said Deed of Trust, Renasant Bank, successor in interest to The First, a National Banking Association, the legal holder of said indebtedness, having requested the undersigned Substituted Trustee to execute the trust and sell said land and property in accordance with the terms of said Deed of Trust and for the purpose of raising the sums due thereunder, together with attorney's fees, trustee's fees and expenses of sale. NOW, THEREFORE, I, Jeff D. Rawlings, Substituted Trustee in said Deed of Trust, will on the 1st day of October, 2026, offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the West Front Door of the Jackson County Courthouse, located at 3104 Magnolia Street, Pascagoula, Mississippi to the highest and best bidder for cash the following described property situated in Jackson County, State of Mississippi, to-wit: LOT 3 AND THE SOUTH 21.5 FEET OF LOT 2, AND THE NORTH 28.26 FEET OF LOT 4, SQUARE B, KERR TRACT, PASCAGOULA, JACKSON COUNTY, MISSISSIPPI, AS RECORDED IN DEED BOOK 7, PAGE 99 OFFICE OF CHANCERY CLERK, JACKSON COUNTY COURTHOUSE, AND AS SHOWN ON THE ATTACHED SURVEY DATED JUNE 13, 2004 BY LEWIS ALDRED, JR. P.L.S. I WILL CONVEY only such title as is vested in me as Substituted Trustee. WITNESS MY SIGNATURE, this the 2nd day of September, 2026. /s/ Jeff D. Rawlings Jeff D. Rawlings, Substituted Trustee for Renasant Bank, successor in interest to The First, a National Banking Association Dates of Publication: September 9, 16, 23, 30, 2026 Jeff Rawlings Rawlings & MacInnis, P.A. P.O. Box 1789 Madison, Ms. 39130 601-898-1180 IPL0371493 Sep 9,16,23,30 2026