SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE File: MS22545 WHEREAS, on November 7, 2003, Genaka L Pruitt, a married woman, and Derek W. Pruitt executed a certain Deed of Trust to CTC Real Estate Services, Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc. as beneficiary as nominee for Countrywide Home Loans, Inc. which Deed of Trust is of record in the office of the Chancery Clerk of Harrison County, Mississippi, on November 14, 2003, in Book 813, Page 162, as Document Number 20038827 T and modified pursuant to the Modification recorded on January 24, 2020, as Document Number 2020-224-T-J2. WHEREAS, U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust, the current holder and/or assignee, substituted Halliday, Watkins & Mann, P.C. as Trustee by instrument recorded in the Chancery Clerk's Office on July 21, 2026, as Document Number 2026-0004662-T-J2; and WHEREAS, Default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust, the legal holder of said indebtedness, having requested the undersigned Substitute Trustee in said deed of trust, will on September 15, 2026 offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the front steps of the South side of the Harrison County Courthouse in Biloxi, to the highest and best bidder for cash the following described property situated in Harrison County, Mississippi, to wit: Lot 35, WINDSOR HILL PLACE, PHASE II, a subdivision according to the official map or plat thereof on file and of record in the Office of the Chancery Clerk of the Second Judicial District of Harrison County, Mississippi, in Plat Book 15 at Page 5-6 thereof. More commonly known as: 11132 Windsor Hill Drive, Diberville, MS 39540 I will convey only such title as vested in me as Substituted Trustee. Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network ("FinCEN"), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed. Halliday, Watkins & Mann, P.C. Substitute Trustee Halliday, Watkins & Mann, P.C. 1107 Highland Colony Pkwy, Suite 207 Ridgeland, MS 39157 (801) 355-2886 Publication dates: August 23, 2026, August 30, 2026, September 6, 2026, September 13, 2026 IPL0362898 Aug 23,30,Sep 6,13 2026