SUBSTITUTE TRUSTEE'S NOTICE OF SALE WHEREAS, on the April 1, 2025, Darren Collins and Jessica Collins, executed a Deed of Trust to Doma Title Insurance, Inc., Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns, which Deed of Trust is on file and of record in the office of the Chancery Clerk of Jackson County, Mississippi, in Deed of Trust April 4, 2025, in Book No. 4140, at Page 506 thereof; which was modified on February 4, 2026, in Book No. 4216, at Page 735 WHEREAS, said Deed of Trust was ultimately assigned to Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company by assignment on file and of record in the office of the Chancery Clerk of Jackson County, Mississippi, in October 30, 2025, in Book No. 4194, at Page 345 thereof; and WHEREAS, the legal holder of the said Deed of Trust and the note secured thereby, substituted Foundation Legal Group, LLP fka Wilson & Associates, PLLC, as Trustee therein, as authorized by the terms thereof, by instrument recorded in the office of the aforesaid Chancery Clerk in July 23, 2026, in Book No. 4264, at Page 467 thereof; and WHEREAS, default having been made in the performance of the conditions and stipulations as set forth by said Deed of Trust, and having been requested by the legal holder of the indebtedness secured and described by said Deed of Trust so to do, notice is hereby given that Foundation Legal Group, LLP fka Wilson & Associates, PLLC, Substitute Trustee, by virtue of the authority conferred upon me in said Deed of Trust, will offer for sale and will sell at public sale and outcry to the highest and best bidder for certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee, during the legal hours (between the hours of 11 o'clock a.m. and 4 o'clock p.m.) West Front Door of the Jackson County Courthouse, 3104 Magnolia Street, Pascagoula, MS 39567, on August 26, 2026, the following described land and property being the same land and property described in said Deed of Trust, situated in Jackson County, State of Mississippi, to-wit: Lots 326 and 327, West Ocean Beach Estates Subdivision, as per map or plat thereof on file and of record in the office of the Chancery Clerk of Jackson County, Mississippi in Plat Book 5, Page 26. Title to the above described property is believed to be good, but I will convey only such title as is vested in the aforementioned Substitute Trustee. WITNESS MY SIGNATURE , this the 30th day of July, 2026. Sincerely, /s/ Courtney McGahhey, FOUNDATION LEGAL GROUP, LLP FKA WILSON & ASSOCIATES, PLLC, SubstituteTrustee PREPARED BY: Foundation Legal Group, LLP 400 West Capitol Ave. Suite 1400 Little Rock, AR 72201 (866) 501-9462 File # 366783 IPL0362801 Aug 5,12,19 2026