NOTICE OF SUBSTITUTE TRUSTEE'S SALE STATE OF MISSISSIPPI COUNTY OF 1ST DISTRICT HARRISON WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January22,2003, executed by TOMMIE DENTON LADNER and TAMMY RAE LADNER conveying certain real property therein described to ARNOLD M. WEISS, as Trustee, for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS BENEFICIARY, AS NOMINEE FOR HOMECOMINGS FINANCIAL NETWORK,INC., Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of 1st District Harrison County, Mississippi filed and recorded February , 2003, in Book 2565, Page1;and WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to Wilmington Trust, National Association, not in its individual capacity, but solely as trustee of MFRA Trust 2014-2 ; and WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on September 9, 2026 within the lawful hours of sale between 11:00AM and 4:00PM at the front door on the east side of the Courthouse proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in 1st District Harrison County, Mississippi, to wit: LOTS 7 AND 8, BLOCK 7, TUNG GROVE UNIT 16 IN SECTION 4, TOWNSHIP 7 SOUTH, RANGE 13 WEST, HARRISON COUNTY, MISSISSIPPI, RECORDED IN WARRANTY DEED BOOK 990, PAGE 123 OF THE LAND DEED RECORDS OF HARRISON COUNTY, MISSISSIPPI, FIRST JUDICIAL DISTRICT. PROPERTY ADDRESS: The street address of the property is believed to be 12332 B NECAISE RD, PASS CHRISTIAN,MS 39571. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin,LLC 3145 Avalon Ridge Place, Suite100 Peachtree Corners,GA 30071 rlselaw.com/property-listing Tel: (877)813-0992 Fax: (470)508-9401 PUBLISH:07/29/2026,08/19/2026,08/26/2026,09/02/2026 IPL0360762 Jul 29,Aug 19,26,Sep 2 2026