SUBSTITUTED TRUSTEE'S NOTICE OF SALE WHEREAS, on November 22, 2023, Martha Taplin, single woman, executed a certain deed of trust to Edward P. Atkinson, Trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Cadence Bank, which deed of trust is of record in the Office of the Chancery Clerk of the Second Judicial District of Harrison County, State of Mississippi in Instrument No. 2023-0006801-T-J2; and WHEREAS, said deed of trust was subsequently transferred and assigned to Standard Mortgage Corporation by instrument dated April 16, 2026 and recorded in Instrument No. 2026-0002183-T-J2 of the aforesaid Chancery Clerk's office; and WHEREAS, Standard Mortgage Corporation, has heretofore substituted McPhail Sanchez, LLC as Trustee by instrument dated April 16, 2026 and recorded in the aforesaid Chancery Clerk's Office in Instrument No. 2026-0002191-T-J2; and WHEREAS, default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, Standard Mortgage Corporation, the legal holder of said indebtedness, having requested the undersigned Substituted Trustee to execute the trust and sell said land and property in accordance with the terms of said deed of trust and for the purpose of raising the sums due thereunder, together with attorney's fees, trustee's fees and expense of sale. NOW, THEREFORE, McPhail Sanchez, LLC, Substituted Trustee in said deed of trust, will on June 9, 2026 offer for sale at public outcry through duly appointed auctioneer and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at South Front Door of the Harrison County Courthouse, located at 730 Dr. Martin Luther King Jr. Boulevard, Biloxi, MS 39530 to the highest and best bidder for cash the following described property situated in Harrison County, Mississippi, to-wit: Lot Twenty-Four (24), Cottage Place Subdivision, Phase Two (II), a subdivision in and of the City of D'Iberville, Mississippi, according to the map or plat thereof on file and of record in Plat Book 13, Page 40, in the office Chancery Clerk of Harrison County, Mississippi, Second Judicial District. I WILL CONVEY only such title as vested in me as Substituted Trustee. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust, and (3) to confirmation that the successful bidder has timely provided all information required by the Rule, 89 FR 70258. The Substitute Trustee, on behalf of the holder of the Deed of Trust, reserves the right to rescind the foreclosure sale at its own discretion. WITNESS MY SIGNATURE on this 27th day of April, 2026. ___________________________________ McPhail Sanchez, LLC - SUBSTITUTED TRUSTEE 126 Government Street Mobile, AL 36602 (251) 438-2333 Publication Dates: 05/12/2026, 05/19/2026, 05/26/2026 and 06/02/2026 IPL0335261 May 12,19,26,Jun 2 2026