SUBSTITUTE TRUSTEE'S NOTICE OF SALE WHEREAS, on November 20, 2020, Tahara Smith, an unmarried woman, executed a Deed of Trust to Granville Tate, Jr., Trustee for the benefit of Mortgage Electronic Registration Systems, Inc. (MERS), as recorded in the office of the Chancery Clerk for the First Judicial District of Harrison County, Mississippi, on November 30, 2020, as Instrument 2020 12508T-J1; and, WHEREAS, Mortgage Electronic Registration Systems, Inc (MERS), assigned said Deed of Trust to Trustmark Bank, successor by conversion from Trustmark National Bank, as recorded on September 9, 2025, at Instrument 2025-0019565-T-J1 in the office of the Chancery Clerk for the First Judicial District of Harrison County, Mississippi; and, WHEREAS, on or about August 1, 2025, Trustmark National Bank, a national banking association, converted to Trustmark Bank, a Mississippi banking corporation, retaining all rights, claims, and interests in and to the aforementioned Deed of Trust and the indebtedness secured thereby; and, WHEREAS, Trustmark Bank, successor by conversion from Trustmark National Bank, the holder of said Deed of Trust and the Note secured thereby, substituted McKay Franklin PLLC as Trustee therein, as authorized by the terms thereof, as recorded on September 22, 2025, in Instrument 2025-0020678-T-J1 in the office of the Chancery Clerk aforesaid; and, WHEREAS, default having been made in the terms and conditions of said Deed of Trust, and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said Deed of Trust, and the legal holder of said indebtedness having requested the undersigned Substitute Trustee to execute the Trust and sell said land and property in accordance with the terms of said Deed of Trust for the purpose of raising the sums due thereunder, together with attorney fees, Substitute Trustee fees and expenses of sale; NOW, THEREFORE, the undersigned McKay Franklin PLLC, being the Substitute Trustee, does hereby give notice that on May 13, 2026, between 11:00 o'clock a.m. and 4:00 o'clock p.m., being the legal hours of sale, it will proceed to sell at public outcry, to the highest bidder for cash, at the East main front door of the First Judicial District of Harrison County Courthouse in Gulfport, State of Mississippi, the following real property described and conveyed in said Deed of Trust, lying and being situated in the First Judicial District of Harrison County, Mississippi, and being more particularly described as follows, to-wit: Lot 107, WINGATE SUBDIVISION, a subdivision according to the official map or plat thereof on file and of record in the office of the Chancery Clerk of the First Judicial District of Harrison County, Mississippi. The undersigned will convey only such title as is vested in it as Substitute Trustee. WITNESS MY SIGNATURE, this the 6th day of April, 2026. MCKAY FRANKLIN PLLC SUBSTITUTE TRUSTEE By: /s/ J. Mark Franklin, III J. Mark Franklin, III President of Corporate General Member J. Mark Franklin, III MCKAY FRANKLIN PLLC Attorneys at Law Post Office Box 2488 Ridgeland, Mississippi 39158-2488 (601) 572-8778 IPL0329029 Apr 15,22,29,May 6 2026