SUBSTITUTED TRUSTEE'S NOTICE OF SALE WHEREAS, 6/9/2021, Joseph Stevens, unmarried man, as individually executed a certain deed of trust to Fidelity National Title Insurance Company, Trustee for the benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans which deed of trust is of record in the office of the 1st Judicial District of the Chancery Clerk's office of Harrison County, State of Mississippi in Instrument No. 2021-7522-T-J1 and recorded on 6/14/2021; and WHEREAS, Vylla Solutions, LLC has heretofore been substituted as Trustee by instrument dated 12/9/2025 and recorded in Instrument No. 2025-0026339-T-J1 the aforesaid 1st Judicial District of the Chancery Clerk's office; and WHEREAS, default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, Vylla Solutions, LLC, as Substituted trustee of Carrington Mortgage Services, LLC, the legal holder of said indebtedness, having requested the undersigned Substituted Trustee to execute the trust and sell said land and property in accordance with the terms of said deed of trust and for the purpose of raising the sums due thereunder, together with attorney's fees, trustee's fees and expense of sale. NOW, THEREFORE, Vylla Solutions, LLC, Substituted Trustee in said deed of trust, will on 5/27/2026 offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 A.M. and 4:00 P.M.), East Front Door of the Harrison County Courthouse (1st Judicial District)-Gulfport, 1801 23rd Avenue, Gulfport, Mississippi 39501 to the highest and best bidder for cash or certified funds the following described property situated in Harrison County, State of Mississippi, to-wit: Lot 92, The Highlands Subdivision, Phase Two, a subdivision according to the official map or plat thereof on file and of record in the Office of the Chancery Clerk of the First Judicial District of Harrison County, Mississippi in Plat Book 59 at Page 13, reference in which is hereby made in aid of and as a part of this description. Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a substituted trustee's deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting of information to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5 I WILL CONVEY only such title as vested in me as Substituted Trustee. WITNESS MY SIGNATURE on this April 1, 2026. Vylla Solutions, LLC SUBSTITUTED TRUSTEE Vylla Solutions, LLC P.O. Box 3309 Anaheim, California 92803 Phone: (888) 313-1969 15618 RIDGE CT BILOXI, MS 39532 25-35471 Publication Dates: 4/8/2026 5/6/2026 5/13/2026 5/20/2026 IPL0327940 Apr 8,May 6,13,20 2026