SUBSTITUTED TRUSTEE'S NOTICE OF SALE WHEREAS, on June 6, 2016, Benjamin Fred Barnes, aka Benjamin F. Barnes, an unmarried person as his sole and separate property, executed a certain deed of trust to William Lee Guice, III, Trustee for the benefit of Keesler Federal Credit Union, which deed of trust is of record in the Office of the Chancery Clerk of the First Judicial District of Harrison County, State of Mississippi in Instrument No. 2016 4833T -J1; and WHEREAS, Benjamin F. Barnes, Jr. acquired an interest in the subject property by that Life Estate Deed dated September 5, 2025 and recorded in Instrument No. 2025-0020279-D-J1; and WHEREAS, Keesler Federal Credit Union, has heretofore substituted McPhail Sanchez, LLC as Trustee by instrument dated March 10, 2026 and recorded in the aforesaid Chancery Clerk's Office in Instrument No. 2026-0004496-T-J1; and WHEREAS, default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, Keesler Federal Credit Union, the legal holder of said indebtedness, having requested the undersigned Substituted Trustee to execute the trust and sell said land and property in accordance with the terms of said deed of trust and for the purpose of raising the sums due thereunder, together with attorney's fees, trustee's fees and expense of sale. NOW, THEREFORE, McPhail Sanchez, LLC, Substituted Trustee in said deed of trust, will on April 29, 2026 offer for sale at public outcry through duly appointed auctioneer and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the East Front Door of the Harrison County Courthouse, located at 1801 23rd Avenue, Gulfport, MS 39501 to the highest and best bidder for cash the following described property situated in Harrison County, Mississippi, to-wit: Lot Fifty-Five (55), ANASTASIA PLACE SUBDIVISION, Phase Two (2), a subdivision according to the official map or plat thereof on file and of record in the office of the Chancery Clerk of the First Judicial District of Harrison County, Mississippi, in Plat Book 42 at Page 2 thereof. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, will go into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement. As part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements. This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust, and (3) to confirmation that the successful bidder has timely provided all information required by the Rule, 89 FR 70258. The Substitute Trustee, on behalf of the holder of the Deed of Trust, reserves the right to rescind the foreclosure sale at its own discretion. I WILL CONVEY only such title as vested in me as Substituted Trustee. WITNESS MY SIGNATURE on this 24th day of March, 2026. ___________________________________ McPhail Sanchez, LLC - SUBSTITUTED TRUSTEE 126 Government Street Mobile, AL 36602 (251) 438-2333 Publication Dates: 4/1/2026, 4/8/2026, 4/15/2026 and 4/22/2026. IPL0325462 Apr 1,8,15,22 2026