SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE PUBLICATION DATES: March 18, 2026, March 25, 2026, April 1, 2026, April 8, 2026 NEWSPAPER: The Sun Herald File: MS22615 SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE WHEREAS, on December 18, 2015, Margy C. O'Neil, a single person executed a certain Deed of Trust to Cecil D. McClellan, III, Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Proficio Mortgage Ventures, LLC, its successors and assigns which Deed of Trust is of record in the office of the Chancery Clerk of Harrison County, Mississippi, on January 15, 2016, as Document Number 2016-151-T-J2. WHEREAS, Carrington Mortgage Services LLC, the current holder and/or assignee, substituted Halliday, Watkins & Mann, P.C. as Trustee by instrument recorded in the Chancery Clerk's Office on February 25, 2026, as Document Number 2026-0001020-T-J2; and WHEREAS, Default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, Carrington Mortgage Services LLC, the legal holder of said indebtedness, having requested the undersigned Substitute Trustee in said deed of trust, will on April 14, 2026 offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the main front door of the County Courthouse of Harrison County in Biloxi, Mississippi, to the highest and best bidder for cash the following described property situated in Harrison County, Mississippi, to wit: COMMENCING AT THE SOUTHEAST CORNER OF LOT 9, PRINGLE'S FIRST ADDITION TO THE CITY OF BILOXI, THENCE SOUTH 1°24' EAST 50 FEET, THENCE CONTINUING SOUTH 1°24' EAST 118.8 FEET, THENCE NORTH 85°44' WEST 134.7 FEET TO THE POINT OF BEGINNING; THENCE SOUTH MARGIN OF PRINGLE STREET, THENCE SOUTH 80°22' EAST 23.6 FEET, THENCE NORTH 01°21' WEST 109.2 FEET TO THE SOUTH MARGIN OF PRINGLE STREET, THENCE SOUTH 88°22' EAST 23.6 FEET, THENCE NORTH 88°36' EAST 36.8 FEET MEASURED ALONG THE SOUTH MARGIN OF PRINGLE STREET, THENCE SOUTH 0°21' EAST 109.4 FEET TO THE PONT OF BEGINNING. MORE CORRECTLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHEAST CORNER OF LOT 9, PRINGLE'S FIRST ADDITION TO THE CITY OF BILOXI, THENCE SOUTH 1°24' EAST 50 FEET, THENCE CONTINUING SOUTH 1°24' EAST 118.8 FEET, THENCE NORTH 85°44' WEST 134.7 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING NORTH 85°44' WEST 60.3 FEET; THENCE NORTH 0°21' WEST 109.2 FEET TO THE SOUTH MARGIN OF PRINGLE STREET, THENCE SOUTH 80°22' EAST 23.6 FEET, THENCE NORTH 88°36' EAST 36.8 FEET MEASURED ALONG THE SOUTH MARGIN OF PRINGLE STREET, THENCE SOUTH 0°21' EAST 109.4 FEET TO THE POINT OF BEGINNING More commonly known as: 1607 Pringle Circle, Biloxi, MS 39531 I will convey only such title as vested in me as Substituted Trustee. Halliday, Watkins, & Mann, P.C. Substituted Trustee Halliday, Watkins & Mann, P.C. 244 Inverness Center Drive, Suite 200 Birmingham, AL 35242 (801) 355-2886 Publication dates: March 18, 2026, March 25, 2026, April 1, 2026, April 8, 2026 IPL0322090 Mar 18,25,Apr 1,8 2026