File: MS22796 SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE WHEREAS, on April 2, 2022, Lavaleria White, a married person and Alphonse M. White executed a certain Deed of Trust to Morris & Associates, Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for PennyMac Loan Services, LLC, its successors and assigns which Deed of Trust is of record in the office of the Chancery Clerk of Harrison County, Mississippi, on April 7, 2022,, as Document Number 2022-0002768-T-J2. WHEREAS, PennyMac Loan Services, LLC, the current holder and/or assignee, substituted Halliday, Watkins & Mann, P.C. as Trustee by instrument recorded in the Chancery Clerk's Office on February 23, 2026, as Document Number 2026-0000938-T-J2; and WHEREAS, Default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, PennyMac Loan Services, LLC, the legal holder of said indebtedness, having requested the undersigned Substitute Trustee in said deed of trust, will on April 14, 2026 offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the main front door of the County Courthouse of Harrison County in Biloxi, Mississippi, to the highest and best bidder for cash the following described property situated in Harrison County, Mississippi, to wit: A PARCEL OF LAND SITUATED IN APART OF LOT 7 OF FRACTIONAL SECTION 9, TOWNSHIP 7 SOUTH, RANGE 9 WEST, HARRISON COUNTY, MISSISSIPPI, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT A POINT WHERE THE SOUTH LINE OF BIG RIDGE ROAD INTERSECTS THE EAST LINE OF LAMEY BRIDGE ROAD; FROM THIS POINT RUN THENCE SOUTH 89 DEGREES 14 MINUTES EAST FOR A DISTANCE OF 500 FEET ALONG THE SOUTH LINE OF BIG RIDGE ROAD TO A POINT; THENCE RUN SOUTH 01 DEGREES 14 MINUTES EAST A DISTANCE OF 300 FEET TO THE POINT OF BEGINNING; THENCE RUN SOUTH 89 DEGREES 14 MINUTES EAST FOR 100 FEET TO AN IRON PIPE ON THE WEST MARGIN OF MORGAN LANE; THENCE RUN SOUTH 01 DEGREES 14 MINUTES EAST ALONG THE SAID WEST MARGIN FOR 75 FEET TO AN IRON PIN; THENCE RUN NORTH 89 DEGREES 14 MINUTES WEST FOR 100.00 FEET TO AN IRON PIN; THENCE RUN NORTH 01 DEGREES 14 MINUTES WEST FOR 75.0 FEET TO THE POINT OF BEGINNING. More commonly known as: 11151 Morgan Ln, Diberville, MS 39540 I will convey only such title as vested in me as Substituted Trustee Halliday, Watkins & Mann, P.C. Substituted Trustee Halliday, Watkins & Mann, P.C. 244 Inverness Center Drive, Suite 200 Birmingham, AL 35242 (801) 355-2886 Publication dates: March 18, 2026, March 25, 2026, April 1, 2026, April 8, 2026 IPL0321112 Mar 18,25,Apr 1,8 2026