File: MS22840 SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE WHEREAS, on May 16, 2022, Jacob Kuykendall, married man executed a certain Deed of Trust to The Security Title Guarantee Corporation of Baltimore, Trustee for the use and benefit of Mortgage Electronic Registration System, Inc. as nominee for Mortgage Research Center, LLC DBA Veterans United Home Loans, it successors and assigns which Deed of Trust is of record in the office of the Chancery Clerk of Jackson County, Mississippi, on May 23, 2022, in Book 3908, Page 362-379, as Document Number 202211082. WHEREAS, PennyMac Loan Services, LLC, the current holder and/or assignee, substituted Halliday, Watkins & Mann, P.C. as Trustee by instrument recorded in the Chancery Clerk's Office on February 17, 2026 in Book 4220, in Page 235-236, as Document Number 202602977; and WHEREAS, Default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, PennyMac Loan Services, LLC, the legal holder of said indebtedness, having requested the undersigned Substitute Trustee in said deed of trust, will on April 21, 2026 offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the main front door of the County Courthouse of Jackson County in Pascagoula, Mississippi, to the highest and best bidder for cash the following described property situated in Jackson County, Mississippi, to wit: Lot 4, Lakewood Estates Subdivision, Part 1, as per map or plat thereof on file and of record in the office of the Chancery Clerk of Jackson County, Mississippi, in Plat Book 14, Pages 27-28. More commonly known as: 2208 Lewis Gate Dr, Gautier, MS 39553 I will convey only such title as vested in me as Substituted Trustee. Halliday Watkins & Mann, P.C. Substituted Trustee Halliday, Watkins & Mann, P.C. 244 Inverness Center Drive, Suite 200 Birmingham, AL 35242 (801) 355-2886 IPL0319647 Mar 25,Apr 1,8,15 2026