NOTICE OF SHAREHOLDERS MEETING Notice is hereby given to all Shareholders of First Federal Savings & Loan Association of Pascagoula-Moss Point, Pascagoula, Mississippi, of the Annual Shareholders Meeting to be held at 2:00 P.M., on Wednesday, January 21, 2026, at the office of said Association located on Jackson Avenue, in the city of Pascagoula, Mississippi, at which meeting the election of three directors and regular business will be taken up. Witness our signatures and seal of said Association on this, the 31st day of December 2025. Randall Haarala, President. Attest: Rebecca Hennessey, Secretary. IPL0301969 Jan 7,14 2026