File: MS22138 SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE WHEREAS, on October 16, 2015, Thomas A. Isham and Anette L. Isham, Joint Tenants with full Rights of Survivorship and not as tenants in Common executed a certain Deed of Trust to J. Morton Matrick, Trustee for the use and benefit of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Reverse Mortgage Funding LLC, its successors and assigns which Deed of Trust is of record in the office of the Chancery Clerk of Harrison County, Mississippi, on October 27, 2015, as Document Number 2015-9377-T-J1. WHEREAS, Carrington Mortgage Services LLC, the current holder and/or assignee, substituted Halliday, Watkins & Mann, P.C. as Trustee by instrument recorded in the Chancery Clerk's Office on November 18, 2025, as Document Number 2025-0024989-T-J1; and WHEREAS, Default having been made in the terms and conditions of said deed of trust and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of said deed of trust, Carrington Mortgage Services LLC, the legal holder of said indebtedness, having requested the undersigned Substitute Trustee in said deed of trust, will on January 14, 2026 offer for sale at public outcry and sell within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.), at the main front door of the County Courthouse of Harrison County in Gulfport, Mississippi, to the highest and best bidder for cash the following described property situated in Harrison County, Mississippi, to wit: The land described herein is situated in the State of Mississippi, County of Harrison, described as follows: A parcel of land located and being situated in the Northeast 1/4 of the Southeast 1/4 of Section 35, Township 5 South, Range 12 West, First Judicial District, Harrison County, Mississippi, and being more particularly described, as follows: Commencing at the Southwest corner of the Northeast 1/4 of the Southeast 1/4 of Section 35, Township 5 South, Range 12 West, Harrison County, Mississippi, and thence run East 246.0 feet to a point; thence run North 00 degrees 18 minutes 18 seconds West a distance of 303.18 feet to the Point of Beginning; thence run North 00 degrees 25 minutes 26 seconds West a distance of 263.78 feet to a point; thence run North 89 degrees 44 minutes 49 seconds East a distance of 389.83 feet to a point situated on the West margin of Briar Road; thence run in a Southwesterly direction along the west margin of Briar Road a distance of 282 feet, more or less, to a point; thence run South 89 degrees 44 minutes 50 seconds West a distance of 311.98 feet to the Point of Beginning. Said property contains 2.24 acres, more or less, and is further described as being a part of Lot 2 of Frontier Estates. Being also described as follows: Commence at the Southwest corner of the Northeast Quarter (1/4) of the Southeast Quarter (1/4) of Section 25, Township 5 South, Range 12 West and thence run North along the quarter line a distance of 566 feet to a point; and from said point thence run East a distance of 246 feet to the Point of Beginning; and from said Point of Beginning, thence run East a distance of 390 feet to a point on the Western margin of Briar Road, and from said point thence run generally in a South and Southwesterly direction, meandering along the Western edge of Briar Road to a point located on the Western edge of the right of way of Briar Road and on the South quarter section line of the Northeast quarter section line of the Northeast quarter (NE 1/4) of the Southeast quarter (SE 1/4) of said Section 35; thence run West a distance of 94 feet along said south quarter section line 94 feet, more or less, to a point; thence run North a distance of 566 feet to the Point of Beginning. Said property herein conveyed is situated entirely within the Northeast quarter (NE 1/4) of the Southeast quarter (SE1/4) of Section 35, Township 5 South, Range 12 West, in the First Judicial District in the County of Harrison, State of Mississippi, and is being referred to as Lot 2 of Frontier Estates. Less and Except: That certain property conveyed to Leroy H. Mabie and Josephine A. Mabie by Warranty Deed of record in the Office of the Chancery Clerk of Harrison County, Mississippi, First Judicial District, in Deed Book 1266, Page 344, and more particularly described as follows: A parcel of land located and being situated in the NE 1/4 of the SE 1/4 of Section 35, Township 5 South. Range 12 West, First Judicial District of Harrison County, Mississippi, and being more particularly described, as follows: Commencing at the Southwest corner of the Northeast one-fourth of the Southeast one-fourth (NE 1/4 of SE 1/4) of Section 35, Township 5 South, Range 12 West, Harrison County, Mississippi, and thence run East 246.0 feet to the Point of beginning of that property herein described; from said point of beginning thence run North 00 degrees 18 minutes 18 seconds West a distance of 303.18 feet to a point; thence North 89 degrees 44 minutes 50 seconds East a distance of 311.98 feet to a point situated on the West margin of Briar Road; thence run in a Southwesterly direction along the West margin of Briar Road a distance of 360 feet, more or less, to the North margin of Wortham Road; thence run South 00 degrees 18 minutes 18 seconds East a distance of 29 feet to point; thence run South 89 degrees 09 minutes 40 seconds West a distance of 94.01 feet to the Point of Beginning, Said parcel contains 1.42 acres, more or less, excluding that portion that lies within Wortham Road right of way and is further described as being a part of Lot 2 of Frontier Estates More commonly known as: 19207 Briar Road, Saucier, MS 39574 I will convey only such title as vested in me as Substituted Trustee. Halliday, Watkins, & Mann, P.C. Substituted Trustee Halliday, Watkins & Mann, P.C. 244 Inverness Center Drive, Suite 200 Birmingham, AL 35242 (801) 355-2886 Publication dates: December 21, 2025, December 28, 2025, January 4, 2025, January 11, 2026 IPL0299087 Dec 21,28,Jan 4,11 2026