NOTICE OF SUBSTITUTE TRUSTEE'S SALE STATE OF MISSISSIPPI COUNTY OF 1ST DISTRICT HARRISON WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 7, 2020, executed by VERNONA LOUISE MURPHY conveying certain real property therein described to DENISE MCLAURIN, as Trustee, for Regions Bank d/b/a Regions Mortgage, Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of 1st District Harrison County, Mississippi filed and recorded January 14, 2020, at Instrument Number 2020-315-T-J1; and WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to REGIONS BANK D/B/A REGIONS MORTGAGE; and WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on December 16, 2025 within the lawful hours of sale between 11:00AM and 4:00PM at the East Front Door of the Harrison County Courthouse (1st Judicial District), 1801 23rd Avenue, Gulfport, MS 39501 proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in 1st District Harrison County, Mississippi, to wit: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF HARRISON, STATE OF MS, AND IS DESCRIBED AS FOLLOWS: LOT 8, BLOCK 1, COOPER TERRACE SUBDIVISION, LOCATED IN LOT 55 OF THE HENDERSON-SHIPMAN-HUGHS PARTITION OF THE CLAIM OF B. PELLERIN, AS PER MAP OR PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE CHANCERY CLERK OF THE FIRST JUDICIAL DISTRICT OF HARRISON COUNTY, MISSISSIPPI, IN PLAT BOOK 25 AT PAGE 7. PROPERTY ADDRESS: The street address of the property is believed to be 915 LATIL ST, LONG BEACH, MS 39560. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401 PUBLISH: 11/19/2025, 11/26/2025, 12/03/2025, 12/10/2025 IPL0287229 Nov 19,26,Dec 3,10 2025