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NOTICE OF TRUSTEE’S SALE OF COMMERCIAL LOAN(S) Pursuant to the Revised Code of Washington, Chapter 61.24 Et Seq. CURRENT DEED OF TRUST INFORMATION Grantor: Bryan Holdings LLC Current beneficiary of the deed of trust: First-Citizens Bank & Trust Company Current trustee of the deed of trust: LPSL Corporate Services, Inc. Current servicer of the deed of trust: N/A Reference number of the deed of trust: 2024-0600235; 2026-0301445 Parcel number(s): 3802014683840000 TO: Bryan Holdings LLC (Borrower and Grantor) Countertops for Less LLC (Guarantor) Richard Bryan (Guarantor) Other Parties in Interest I. NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee or its designated representative will, on the 17th day of July, 2026, at the hour of 10:00 o’clock a.m., at the main entrance of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property situated in the County of Whatcom, State of Washington, to-wit (the “Real Property”): The North Half of the North Half of the Southeast Quarter of the Northeast Quarter of Section 1, Township 38 North, Range 2 East of W.M., EXCEPTING therefrom State Highway No. 539 (Guide Meridian road). Situate in the County of Whatcom, Washington together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the Real Property, including, without limitation, all minerals, oil, gas, geothermal and similar matters (together with all other personal property described in the Deed of Trust, the “Additional Collateral”); all of which is subject to that certain Deed of Trust dated as of May 29, 2024 (as amended, restated, or otherwise modified from time to time, the “Deed of Trust”), and recorded on June 4, 2024, in the Official Records of Whatcom County, Washington under instrument number 2024-0600235, from Bryan Holdings LLC, a Washington limited liability company, as grantor under said Deed of Trust, to Guardian Northwest Title & Escrow, as trustee, to secure an obligation in favor of First-Citizens Bank & Trust Company (together with its successors and assigns, the “Beneficiary”). An Appointment of Successor Trustee appointing LPSL Corporate Services, Inc. as Successor Trustee was recorded on March 18, 2026, in the Official Records of Whatcom County, Washington under instrument number 2026-0301445. II. No action commenced by Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Obligations Amount Outstanding Delinquent monthly principal and interest payments due and owing on September 1, 2025, $86,355.49 October 1, 2025, November 1, 2025, December 1, 2025, January 1, 2026, February 1, 2026, March 1, 2026, and April 1, 2026 Late charges as of April 1, 2026 $7,951.69 Attorneys’ fees, costs and other expenses through January 31, 2026 $5,905.01 In addition to the amounts in arrears specified above, you are or may be obligated to pay the following estimated charges, costs and fees: $2,995.89 (a) Title report (b) Estimated additional attorneys’ fees, costs and other expenses from February 1, 2026 $8,000.00 (c) Service/Posting/Publishing/Notices of Default, Sale & Foreclosure $2,500.00 (d) Postage and copying expenses $100.00 (e) Recording fees $400.00 Subtotal: $13,995.89 TOTAL TO REINSTATE: $114,208.08 Other defaults do not involve payment of money to Beneficiary. Listed below are default(s) that do not involve payment of money to Beneficiary. Opposite such listed defaults are brief descriptions of the action necessary to cure the default. This list does not exhaust all possible other defaults which may exist prior to the time of sale, and any other defaults which may be identified by Beneficiary or Trustee that are not listed below must also be cured. Non-Monetary Default Action Necessary to Cure Default Failure to pay all taxes, assessments, charges, fines and Provide Beneficiary with evidence of payment of impositions levied against or services rendered on account of the all amounts owing to Sanitary Services Company, Property, as evidenced by that certain Claim of Lien for Labor and Inc. and the release of the Claim of Lien Services recorded on December 11, 2025, in the Official Records of Whatcom County, Washington under instrument number 2025- 1201136 (“Claim of Lien”) Failure to deliver to Beneficiary (i) Borrower’s balance sheet and Deliver to Beneficiary each of the Delinquent income statement for the fiscal year ending December 31, 2025, Borrower Financials, in form and substance (ii) Borrower’s current business debt schedule, and (iii) current acceptable to Beneficiary rent rolls for the Property (“Delinquent Borrower Financials”) Failure to deliver to Beneficiary (i) a current business debt Deliver to Beneficiary each of the Delinquent schedule of Countertops for Less LLC, (ii) Countertops for Less Guarantor Financials, in form and substance LLC’s federal tax return, including all schedules and statements, acceptable to Beneficiary for the tax year ending December 31, 2024, (iii) Countertops for Less LLC’s balance sheet and income statement for the fiscal year ending December 31, 2025, and (iv) a personal financial statement from Richard Bryan (“Delinquent Guarantor Financials”) Failure to pay real estate taxes, interest and penalties owing Provide Beneficiary with evidence of payment of on Whatcom County tax parcel number 3802014683840000 for all Delinquent Taxes the 2025 tax year (together with interest and penalties as they continue to accrue, and all other amounts that come due after the date of this notice, the “Delinquent Taxes”) IV. The sum owing on the obligation secured by the Deed of Trust and subject to this foreclosure is the unpaid principal balance of $1,555,752.17, together with interest from September 1, 2025, as provided in that certain Promissory Note dated as of May 29, 2024 (as amended, restated, or otherwise modified from time to time, the “Promissory Note”), or other instruments secured from the date owing, and such other advances, costs and fees as are due and will come due under the Promissory Note or other instrument secured, and as are provided by statute. V. The above-described Real Property and Additional Collateral (collectively, the “Property”) will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 17th day of July, 2026. The defaults referred to in Paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by the 6th day of July, 2026 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 6th day of July, 2026 (11 days before the sale date), the defaults as set forth in Paragraph III are cured and the Successor Trustee’s fees and costs are paid. The sale may be terminated any time after the 6th day of July, 2026 (11 days before the sale date), and before the sale by Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation, including, without limitation, the Promissory Note and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by Beneficiary or Trustee to Borrower, Grantor, and Guarantor, at the following addresses: Bryan Holdings LLC 4781 Guide Meridian Bellingham, WA 98226 Bryan Holdings LLC c/o Brownlie Legal, Registered Agent 2219 Rimland Dr, Suite 301 Bellingham, WA 98226 Countertops For Less LLC 4781 Guide Meridian Bellingham, WA 98226 Countertops For Less LLC c/o Countertops For Less, Registered Agent 4781 Guide Meridian Bellingham, WA 98226 Richard Bryan 4779 B Guide Meridian Bellingham, WA 98229 by both first-class and certified mail on February 9, 2026, proof of which is in the possession of the Successor Trustee; and the written notice of default was posted in a conspicuous place on the Real Property described in Paragraph I above on February 10, 2026, and the Successor Trustee has possession of proof of such posting. VII. The Successor Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Special Notice to Guarantors Pursuant to RCW 61.24.042, each Guarantor is hereby notified that (1) each Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee’s sale is less than the debt secured by the deed of trust; (2) each Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to Borrower and Grantor in order to avoid the trustee’s sale; (3) each Guarantor will have no right to redeem the Property after the trustee’s sale; (4) subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee’s sale, or the last trustee’s sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, each Guarantor will have the right to establish the fair value of the Property as of the date of the trustee’s sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee’s sale, plus interest and costs. THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: April 10, 2026. LPSL CORPORATE SERVICES, INC., Successor Trustee By/s/ Gregory R. Fox Gregory R. Fox, its Vice President Address: LPSL Corporate Services, Inc. 1301 Second Avenue, Suite 2800 Seattle, WA 98101 Phone: (206) 223-7129
Post Date: 06/17 12:00 AM
Refcode: #IPL0349060 
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