Loan No: 2010151 TS No: LO-53415-WA APN:3704291773790000 NOTICE OF TRUSTEE'S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Granter: Brian B. Lovelady and Rhonda R. Lovelady Current Bene: Fragale Investments LLC c/o Madison Management Services, LLC 4600 Kietzke Ln, Ste 1<225 Reno, NV 89502 877-563-4164 Current Trustee: Law Offices of Jason C. Tatman Reference number of the deed of trust: 2020-0702393 Parcel number: 3704291773790000 NOTICE IS HEREBY GIVEN that the undersigned Trustee will on 1/30/2026, at 10:00 AM at the main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 5, BLOCK 1, PLAT OF "GLENHAVEN LAKES, DIVISION NUMBER 11," ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGE 83, UNDER AUDITOR'S FILE NO. 993130, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. Commonly known as: Wendell Way Bellingham, WA 98229 (Sedro Woolley, WA) APN:3704291773790000 which is subject to that certain Deed of Trust dated 6/23/2020, recorded 7/16/2020, under Auditor's File No. 2020-0702393, in Book XX, Page XX records of Whatcom County, Washington, from Brian B. Lovelady and Rhonda R. Lovelady, husband and wife, as Grantor(s), to Chicago Title Company of Washington, as Trustee, to secure an obligation in favor of Fragale Investments LLC, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION Principal: $2,802.04 Interest: $580.84 ADDITIONAL INFORMATION Accrued Late Charges $257.64 Unpaid Charges $1,707.65 PROMISSORY NOTE INFORMATION Note Dated: 6/23/2020 Note Amount: $10,200.00 Interest Paid To: 2/15/2024 Next Due Date: 3/15/2024 Maturity Date: 6/15/2024 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $2,802.04, together with interest as provided in the Note from 3/15/2024(next payment due date), loan matured 6/15/2024, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/30/2026. The defaults referred to in Paragraph Ill must be cured by 1/19/2026, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/19/2026 (11 days before the sale) the default as set forth in Paragraph Ill is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/19/2026 ( 11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME Brian B. Lovelady and Rhonda R. Lovelady ADDRESS Wendell Way Bellingham, WA 98229, (Sedro Woolley, WA) Brian B. Lovelady and Rhonda R. Lovelady 213 West St Fritch, TX 79036-8535 & 19431 Old Burn Rd Arlington, WA 98223 by both first class and certified mail on 5/6/2025, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Granter of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If you are a servicemember or a dependent of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 9/16/2025 Law Offices of Jason C. Tatman Jason C Tatman, Esq., WSB #50107 as Successor Trustee Rhonda Rorie, AVP For additional information or service you may contact: Law Offices of Jason C. Tatman, PC 506 Second Avenue, Suite 1400 Seattle, WA 98104 Phone: (844) 252-6972 (TS# LO-53415-WA SDI-35206) IPL0296915 Jan 2,23 2026