ANNUAL OPERATING REPORT OF THE ILLINOIS FAIR PLAN ASSOCIATION 2025 ESTABLISHED BY ILLINOIS LAW IN 1968, THE ILLINOIS FAIR PLAN ASSOCIATION PROVIDES PROPERTY INSURANCE COVERAGE FOR PROPERTY THROUGHOUT ILLINOIS MEETING REASONABLE UNDERWRITING STANDARDS THAT CANNOT BE INSURED ELSEWHERE. COVERAGES AVAILABLE INCLUDE HOMEOWNERS INSURANCE, DWELLING FIRE AND EXTENDED COVERAGE AND COMMERCIAL PROPERTY COVERAGES. A not-for-profit organization, the Plan’s deficits are, by law, paid by all property insurance companies licensed in Illinois on an assessment basis. Assessments are based on each company’s proportion of the total state premium volume. REVENUE 2025 Premium Earned $4,564,770 Net Investment Income $381,363 Other $40,745 Total $4,986,878 EXPENSES Losses Incurred and Loss Expense $1,528,299 Commissions $438,367 General and Administrative $1,866,569 Total $3,833,235 Net Income $1,153,643 In 2025, the Illinois FAIR Plan did not receive an assessment from insurance companies operating in the State of Illinois. Additional information about the Illinois FAIR Plan can be obtained at www.illinoisfairplan.com.