IN THE CIRCUIT COURT OF THE 20TH JUDICIAL CIRCUIT ST. CLAIR COUNTY, ILLINOIS PNC Bank, National Association Plaintiff, -v.- Charles L. Joley; et. al. Defendants. 25FC0007 501 LAKE CHRISTINE DRIVE, BELLEVILLE, IL 62221 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on 9/18/2025, an agent of Auction.com, LLC will conduct the Online Only auction at www.auction.com, with the bidding window opening on 12/29/2025 at 10:00 AM CDT and closing on 12/31/2025 at 10:00 AM subject to extension, and will sell at public sale to the highest bidder, as set forth below, the following described real estate. LOT 1 AND THE SOUTH 25 FEET OF LOT 2 OF "1ST ADDITION TO LAKE CHRISTINE ESTATES"; REFERENCE BEING HAD TO THE PLAT THEREOF RECORDED IN THE RECORDER'S OFFICE OF ST. CLAIR COUNTY, ILLINOIS, IN BOOK OF PLATS "88" ON PAGE 7. EXCEPT THE COAL UNDERLYING THE SURFACE OF SAID LAND AND ALL RIGHTS AND EASEMENTS IN FAVOR OF THE ESTATE OF SAID COAL. SITUATED IN ST. CLAIR COUNTY, ILLINOIS. Commonly known as 501 LAKE CHRISTINE DRIVE, BELLEVILLE, IL 62221 Property Index No. 08-11.0-308-005 The real estate is improved with a Residential Property. The judgment amount was $328,138.90 Sale Terms: Full Sale Terms are available on the property page at www.auction.com by entering 501 LAKE CHRISTINE DRIVE into the search bar. If sold to anyone other than the Plaintiff, the winning bidder must pay the full bid amount within twenty-four (24) hours of the auction's end. All payments must be certified funds. No third-party checks will be accepted. All bidders will need to register at www.auction.com prior to placing a bid. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a certificate of sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property, prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by the Condominium property Act, 765 ILCS 605/9 (g)(l) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by the Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701 (C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiffs attorney: CODILIS & ASSOCIATES PC (630) 794-5300 please refer to file number 14-24-07663. Auction.com, LLC, 100 N LaSalle St., Suite 1400, Chicago, IL 60602 – 872-225-4985. You can also visit www.auction.com. Attorney File No. 14-24-07663 Case Number: 25FC0007 NOTE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT PLAINTIFF'S ATTORNEY IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IPL0296686 Dec 7,14,21 2025