TBO intends to file a Community Reinvestment Act ("CRA") strategic plan ("Plan") with the Federal Deposit Insurance Corporation ("FDIC"). TBO is required to publish notice of the Plan and solicit formal public comment for at least a 30-day period. In accordance with this requirement, TBO hereby provides notice to the public of its plan to submit a two-year CRA Strategic Plan to the FDIC. Written comments from the public concerning the Plan are encouraged. To obtain a copy of the Bank's Plan visit the Banks Orrick branch location; send an email to info@tbo.bank, ATTN: CRA Officer; mail us at 113 E South Front St, PO Box 199, Orrick, MO 64077, ATTN: CRA Officer; or call us at (816) 770-3311. Comments and suggestions will be accepted until November 20, 2025. TBO will review all comments and incorporate suggestions to the Plan at its discretion. IPL0282018 Oct 17 2025