NOTICE OF SERVICE OF PROCESS BY PUBLICATION STATE OF NORTH CAROLINA, COUNTY OF MECKLENBURG IN THE GENERAL COURT OF JUSTICE, SUPERIOR COURT DIVISION 25CV037931-590 FOUNDERS FEDERAL CREDIT UNION, Plaintiff, vs. JULIO SEBASTIAN VILLEGAS AND VICTORIA MARIE MITCHELL-MOSS, Defendant. TO: VICTORIA MARIE MITCHELL-MOSS TAKE NOTICE that a pleading seeking relief against you has been filed in the above-entitled action. The nature of the relief being sought is as follows: On or about October 4, 2022, Julio Sebastian Villegas and Victoria Marie Mitchell-Moss ("Defendants") executed a Consumer Lending Plan (the "Consumer Lending Plan") with Founders Federal Credit Union ("Plaintiff"). Thereafter, on or about October 5, 2022, subject to the Consumer Lending Plan, Plaintiff advanced funds to Defendants as shown on a Security Agreement and Advance Receipt dated October 5, 2022 (the "First Note"). Defendants failed to make payments when due on the Consumer Lending Plan and the First Note. After providing all credits due to Defendants on the Consumer Lending Plan and the First Note, Defendants owe Plaintiff, jointly and severally, the sum of no less than $11,845.28, plus interest accruing thereon at the rate of $1.55 per day from and after April 25, 2025 until the date of judgment, and thereafter at the lower of the maximum legal rate or the rate of the First Note until paid and attorney's fees, pursuant to the Consumer Lending Plan, the First Note, and N.C. Gen. Stat. § 6-21.2 in the amount of $1,776.79, which is 15% of the amount due under the Consumer Lending Plan and the First Note. Thereafter, on or about October 6, 2022, Plaintiff extended a line of credit (the "LOC") to Defendants subject to a Truth-in-Lending Disclosure Statement – Account Opening Disclosures and Mastercard terms and conditions (collectively the "LOC Note"). Defendants failed to make payments when due on the Consumer Lending Plan, the LOC and the LOC Note. After providing all credits due to Defendants on the Consumer Lending Plan, the LOC, and the LOC Note, Defendants owe Plaintiff, jointly and severally, the sum of no less than $2,082.32, plus interest accruing thereon from and after the date of judgment at the lower of the maximum legal rate or the rate of the LOC Note until paid and attorney's fees, pursuant to the Consumer Lending Plan, the LOC, the LOC Note, and N.C. Gen. Stat. § 6-21.2 in the amount of $312.35, which is 15% of the amount due under the Consumer Lending Plan, the LOC, and the LOC Note. Thereafter, on or about May 24, 2023, subject to the Consumer Lending Plan, Plaintiff advanced funds to Defendants as shown on a Security Agreement and Advance Receipt dated May 24, 2023 (the "Second Note"). Defendants failed to make payments when due on the Consumer Lending Plan and the Second Note. After providing all credits due to Defendants on the Consumer Lending Plan and the Second Note, Defendants owe Plaintiff the sum of no less than $20,020.00, plus interest accruing thereon at the rate of $8.27 per day from and after June 30, 2025 until the date of judgment, and thereafter at the lower of the maximum legal rate or the rate of the Second Note until paid and attorney's fees, pursuant to the Consumer Lending Plan, the Second Note, and N.C. Gen. Stat. § 6-21.2 in the amount of $3,003.00, which is 15% of the amount due under the Consumer Lending Plan and the Second Note. You are required to make defense to such pleading no later than November 17, 2025, said date being 40 days from the date of first publication of this notice, and upon your failure to do so the party seeking service against you will apply to the court for the relief sought. This the 8th day of October, 2025. Brian T. Pearce NC State Bar No. 31722 Attorney for Plaintiff Maynard Nexsen PC 800 Green Valley Road, Suite 500 Greensboro, NC 27408 336-387-5137 IPL0279152 Oct 8,15,22 2025