NOTICE OF SALE UNDER POWER Under and by virtue of the Power of Sale contained in a Security Deed from JAMES EPOLITO, LLC DBA JAMES EPOLITO LLC to FINANCE OF AMERICA COMMERCIAL LLC, dated November 24, 2021, and recorded on , in Book 13673, Page 335, of the MUSCOGEE County, Georgia Records; as last assigned to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR HOMES MORTGAGE TRUST (Secured Creditor); conveying the after-described property to secure a Note in the original principal amount of $78,750.00 with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of MUSCOGEE County, Georgia, within the legal hours of sale on the first TUESDAY in NOVEMBER, 2025, the following described property: ALL THAT LOT, TRACT AND PARCEL OF LAND SITUATED, LYING AND BEING IN LAND LOT 21, 9TH DISTRICT OF COLUMBUS, MUSCOGEE COUNTY, GEORGIA, AND BEING KNOWN AND DESIGNATED AS ALL OF LOT NUMBERED EIGHTEEN (18), IN BLOCK LETTERED "F", SECTION TWO (2), GREENBRIER, AS SAID LOT IS SHOWN ON A MAP OF PLAT OF SAID SUBDIVISION, AND RECORDED IN PLAT BOOK 36, FOLIO 75-A, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF MUSCOGEE COUNTY, GEORGIA, TO WHICH REFERENCE IS MADE FOR THE PARTICULAR LOCATION AND DIMENSIONS OF SAID LOT. The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments or easements, liens, zoning ordinances, restrictions, covenants, and any security deeds, mortgages or deeds of trust or any matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR HOMES MORTGAGE TRUST, 1601 LBJ Freeway, Suite 150, Farmers Branch, TX 75234; 800-495-7166. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best of the undersigned's knowledge and belief, said property is also known as 5621 TAPPAN ST COLUMBUS GA, 31907, and the party in possession of the property is/are JAMES EPOLITO, LLC DBA JAMES EPOLITO LLC or a tenant or tenants of said property. By: /s/ Keith Labell Keith Labell, De Cubas and Lewis, P.A. P.O. Box 5026 Fort Lauderdale, FL 33310 Publish: 10/05/2025, 10/12/2025, 10/19/2025, 10/26/2025 A-4854429 IPL0278065 Oct 5,12,19,26 2025