NOTICE OF SALE UNDER POWER GEORGIA, MUSCOGEE COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ajay K Gutta, Mallika Bharathan to Wells Fargo Bank, N.A. dated December 30, 2005, recorded in Deed Book 8250, Page 103, Muscogee County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-FOUR THOUSAND SEVEN HUNDRED EIGHTY AND 0/100 DOLLARS ($44,780.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Muscogee County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Wells Fargo Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., 1 Home Campus, MAC# X2303-02D, Des Moines, IA 50328, 1-888-508-8811. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Ajay K Gutta and Mallika Bharathan or a tenant or tenants and said property is more commonly known as 2954 Waterhill Drive, Midland, GA 31820. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Ajay K Gutta, Mallika Bharathan McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that lot, tract or parcel of land situate, lying and being Midland, Muscogee County, Georgia and being described as LOT ONE HUNDRED FIVE (105), REPLAT OF LOTS 4, 5, 6 & 7, BLOCK "B", SECTION FIVE, WATERSTONE, as said lot is shown upon a map or plat dated April 11, 2005 and being recorded in Plat Book 154, Page 43 of the records in the Office of the Clerk of the Superior Court of Muscogee County, Georgia, as revised in REPLAT OF LOTS 4, 5, 6 & 7, BLOCK "B", SECTION FIVE, WATERSTONE SUBDIVISION, as said lot is shown upon a map or plat dated July 6, 2005 and being recorded in Plat Book 155, Page 25 of the records in the Office of the Clerk of the Superior Court of Muscogee County, Georgia, to which reference is hereby made for a more particular location and dimensions. Subject to that Security Deed from Ajay K. Gutta and Mallika Bharathan to Wells Fargo Bank, N.A., recorded 01/10/2006, in Deed Book 8250, Page 83, Muscogee County, Georgia records. MR / JD November 4, 2025 Our file no. 25-18506GA-FT5 25-18506GA IPL0277193 Oct 8,15,22,29 2025