NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on January 16, 2026, at the hour of ten o'clock a.m. of said day, at the offices of the Trustee, Alliance Title & Escrow, LLC, 9465 W. Emerald St., Suite 120, Boise, Ada County, Idaho, said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of Ada, State of Idaho, and described as follows, to-wit: Lot 15, Block 13, Warm Springs Mesa Subdivision No. 9, according to the plat thereof, filed in Book 30 of Plats at page(s) 1874-1875, records of Ada County, Idaho. The Trustee has no knowledge of a more particular description of the above described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 2287 S. TOLUKA WAY, BOISE, IDAHO, may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on December 13, 2024, by and among CARTER & CO REALTY LLC, an Idaho limited liability company, as Grantor, and JOHN SPEARS, as Trustee, said Trustee having been replaced by ALLIANCE TITLE & ESCROW, LLC, as Successor Trustee, and AVONDALE PRIVATE LENDING LLC, a Texas limited liability company, as Beneficiary; said Deed of Trust having been filed of record on December 17, 2024, as Instrument No. 2024-071796, Official Records of Ada County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Section 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which the sale is to be made is that the current Beneficiary has declared that the Grantor is in breach of the terms and conditions of the obligation secured by the deed of trust, which terms are set forth in a Secured Note dated December 13, 2024. The nature of the breach is Grantor's failure to pay, when due, monthly interest payments for June 2025 through August 2025, together with all subsequent payments, costs, advances, attorney's fees and costs, and trustee's fees and costs accruing until the date of sale, full satisfaction, or reinstatement of the obligation. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $760,271.33, with interest accruing on the prin­cipal balance of $746,000.00 at the default rate of sixteen percent (16%) per annum from August 25, 2025, plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. Dated this 16th day of September, 2025. PERISON & SOPER By: Tricia K. Soper – of the Firm Attorneys for Trustee P.O. Box 190163 Boise, ID 83719 (208) 331-1200 IPL0276863 Sep 26,Oct 3,10,17 2025